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Dmytro Spilka

Director and Founder

Solvid, Coinprompter

Member since

09 Apr 2021

Location

London

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Dmytro's opinions

How Agentic AI is Accelerating the Autonomous Payment Transition

Agentic AI is already beginning to redefine how payments are made and the ways in which we can manage our money. The infusion of intelligence, automation, and decision-making tools in real time to the financial landscape can bring far greater benefits to support modern working trends in the future. Today, the global payments industry generates mo...

21 September 2025 /payments

Fintech Innovations Drive Frictionless Tax Efficiency for Investors Through Donation Tools

As the S&P 500 continues to deliver whirlwind profits to investors in the United States, more residents are using fintech to make tax-efficient charitable donations at scale. While stocks and shares in the US have continued to grow to fresh all-time highs, charitable giving has swelled. Total donations reached $592.50 billion in 2024, lifted ...

12 September 2025 /payments

SIPP or ISA? What’s Best for Your 2025/2026 Investment Strategy

Both SIPPs and ISAs offer some excellent access to tax-efficient savings for UK adults, but which is best for your investment strategy? There’s no right or wrong way to save money, and different approaches can complement various investment goals. With this in mind, it’s worth looking at the key differences between self-invested personal pensions (...

29 August 2025 /markets

How to Invest in a JISA Without Losing Sleep

Junior ISAs are quickly becoming one of our favourite ways of building a nest egg for our children’s futures. But how can parents make contributions without losing sleep over their financial comfort? HMRC data shows that getting into the habit of consistently saving into your child’s JISA can seriously pay off, particularly if you get started earl...

26 August 2025 /wealth

Wall Street Reacts as Federal Reserve Holds Rates to Continue Cautious Outlook

US stocks remained choppy as the Federal Reserve’s decision to hold interest rates became clear in spite of pressure from President Trump. But what could it mean for your stocks and shares? Slight gains were recorded for the S&P 500 and Nasdaq as the Fed confirmed that rates would be held steady for the fifth consecutive meeting. Despite the ...

26 August 2025 /markets

Opening a JISA Account in 2025: 5 Must-Know Factors to Consider

A Junior Individual Savings Account (JISA) is a tax-free way to save or invest for children in the UK. Opening and contributing money to a JISA is an excellent way to prepare for your child's financial future. However, there are five must-know factors to consider when opening a JISA account on behalf of your child in 2025. 1. There are two types o...

25 July 2025 /wealth

USD/CNY Continues to Dwindle in 2025 as China Seeks Renminbi Stability

The ongoing trade tensions between the United States and China are playing out throughout different forex markets as the dollar continues to lose value. But is a strengthened renminbi in China’s interests? USD/CNY ended the first half of 2025 1.8% down as United States President Donald Trump introduced reciprocal tariffs in a move that prompted a...

17 July 2025 /markets

How the Evolution of Fintech is Transforming Accounting for Small Businesses

Fintech is rapidly transforming the way that small businesses manage their money and oversee their accounting, introducing next-generation real-time data management and advanced predictive analytics. According to McKinsey research, revenues in the fintech industry are expected to grow at a rate almost three times faster than the traditional banki...

15 July 2025 /startups

5 Ways Artificial Intelligence Can Support SMB Growth at a Time of Economic Uncertainty

Although 55% of small and medium-sized businesses (SMBs) realise that artificial intelligence (AI) could bring huge benefits to their operations, 43% still have no plans to use AI technology. Economic uncertainty is making many SMB owners hesitant to make changes since the market is so unstable and budgets are tightened. This hesitancy can resul...

27 June 2025 /ai

7 Essential Tips to Get Your Junior ISA Savings Right in the New Tax Year

Entering a new tax year provides parents with a brand new opportunity to fill the £9,000 Junior ISA allowance to boost the savings of their children. It also offers a clean slate to get that all-important investment strategy right. We may be in the early stages of a new tax year, but there’s no time like the present to focus your efforts on buildi...

20 June 2025 /markets

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