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Interesting article, spot on. Thanks for sharing.

Wow, strong words (and tone!). Our firm does not do core banking systems so that's not the angle here. My observations are based on 20 years of providing IT solutions to FIs and how often I have seen what I describe. Some very exciting new companies out there though providing cutting edge core banking solutions and transformation plays, so good news for banks.

This is the turkey voting for Christmas. Why shouldn't they be scrutinised and regulated? Is is better to wait until someone fails before putting safeguards in place?

I agree - this is a big new area and the FIs have a big role to play.