Community

Well Visa have now responded to my concerns saying:

"The Verified by Visa service is offered to Cardholders and Merchants by Visa's Member banks and financial organisations. Please note that Visa Europe does not regulate the data standards that members use. We recommend best practise but ultimately at this moment in time issuers are able to decide which data elements they hold and are therefore able to use in this process. Different issuers use different type of data to authenticate."

So I've now asked them why if the service bears the VISA brand they don’t set standards for security the same way they no doubt do for branding. So far silence…..

The VISA response holds out a little hope though in referring to “at this moment” which suggests they may regulate data standards.

Come on VISA (and MasterCard) the time is now!