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Hi, Please note this is my personal opinion and not of my organisation. Screenscraping is a bad idea to share the data however I am sure this can be solved differently and you rightly mentioned by secure API implementation.

Great, bold and aggressive move. HSBC is showing to prove that they are leader in adopting to the new trends and policy. Any new initiative always comes with a question on security of data, but now that is a old school. All the Fintech includding startups has learnt that Data security is very important stuff and they have done all required majors to not to let breach the data privact. I am all up for it and looking forward. In todays world. more you share more you are secure.

Indeed a great move, less burden on my wallet and on my mind too. I dont need to carry many cards and remember various pin/passwords. Isnt it on the pattern to PSD2? Finally we are moving from many options to one great option. 

But a great thumbs up for the initiative. 

Great and all bank across U.K is doing it, isn't it a bit too early to announce ? I must admit that it is good initiative from the regulators and will bring superb customer experience