I could not agree more.
07 Dec 2021 10:01 Read comment
Excellent analysis. Not sure that software vendors in the UK have any more experience of renegotiating contracts than banks. They have rested on their laurels for decades.
26 Nov 2021 09:12 Read comment
Variable Amount Direct Debits have been in use at all banks in the UK for more than 50 years. How does it differ from a Variable Direct Payment? The UK has been a leader in payment technology for that same 50 years. What does Open Banking bring to the table that is different? You are right that the public need to be educated in what Open Banking means and what benefits it brings.
10 Nov 2021 08:16 Read comment
I have had the ability to Buy Now, Pay Later for more than 40 years by having a credit card. I can also buy through this card at the click of a button.
03 Nov 2021 07:55 Read comment
Regarding venture capital funding of fintech companies, I suggest that you read a history book and seek out the South Sea Bubble.
02 Nov 2021 08:58 Read comment
An excellent article. Your analysis is spot on.
16 Sep 2021 11:02 Read comment
So the answer is that there is very little difference between a credit card & buy now, pay later.
11 Sep 2021 16:10 Read comment
It would help if there was public information regarding the 'benefits' of open banking. Whilst I believe that understand it, it appears to be of no value to me.
06 Sep 2021 14:18 Read comment
Presumably this works with companies registered overseas, particularly in the Cayman Islands, Leichtenstein, Tuvalu, etc.
02 Sep 2021 08:34 Read comment
To existing credit card users, as opposed to merchants, there is no benefit whatsoever to those of us who pay the whole balance off each month. In fact, both my credit card providers provide me with loyalty bonus, so I would actually lose money. I still have the option of delaying payment, at a cost, and I still get 56 days free credit.
27 Aug 2021 08:37 Read comment
Chris BarryManaging Director at V2 Innovations
David JoyceManaging Director at KIngsbrook Consulting Ltd.
Una DillonManaging Director at MRC
Rebecca ShaoManaging Director at The Floor
Ian ConnattyManaging Director at British Patient Capital
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