Excellent comment from Astrid. Whilst cash is in fast decline in the Nordic countries, it is not elsewhere.
19 Jul 2018 08:00 Read comment
Yet another person predicting the demise of cash in five years. It is not going to happen in the next 20 years, certainly not in the US and Germany, two of the largest economies in the western world. It may happen in the Nordic countries, but they represent just five of the 200+ countries in the world and less than 1% of the world population. I do accept that cash is slowly being replaced by many electronic alternatives, but not to the level of your prediction in just five years.
21 Jun 2018 07:21 Read comment
Why is no-one from Banco Sabatell being casticated? It was their decision to replace the IT systems, not Pester's. He is the fall guy for a decision made in Spain.
09 Jun 2018 23:55 Read comment
Why is no-one from Banco Sabadell being called to account? The decision to replace the IT systems was not made by Pester. Who made that decision at Sabadell and why are they not answerable?
06 Jun 2018 10:35 Read comment
How many customers does Monzo have out of the estimated 40,000,000 personal current accounts in the UK? How many of it's have clients quit their principal current account and moved entirely to Monzo? Why do you not identify yourself - do you work for Monzo or one of it's suppliers?
30 May 2018 11:19 Read comment
Sorry but a survey of 1000 Brits does not convince me of the results. How many people have bank accounts in the UK - 40 million?
29 May 2018 09:38 Read comment
Excellent analysis
28 May 2018 16:43 Read comment
So an unnamed member in Sweden rubbishes the G4S survey, without any comments about the remaining 200+ countries in the world, most of which do not have the sophistication of technology available in Sweden. They need to get out of their little country and understand what is going on in the rest of the world.
20 Apr 2018 16:53 Read comment
I find it interesting to read an article written by someone resident in the US and writing about fintech in Europe. I would be more interested in comparing these trends with the US, where fintech has often been 10 or more years behind Europe. As someone with a home in both countries and having worked in the fintech industry for 40 years I was continually amazed at at the slowness to adopt technology. I bought my first mobile telephone in 1987 but could not use it in the US for 10 years. When I opened my first bank account in the US in the same year I was given 10 check books. Why? Because there were no automated payments. Please include the US in your comparisons.
12 Apr 2018 08:56 Read comment
About time - package delivery companies - DHL, TNT, etc, have been able to do it for 10 years or more.
23 Mar 2018 12:16 Read comment
Dave CottinghamManaging Director at Real Consulting Services
James CranfieldManaging Director at Insight Consultancy UK Ltd
David BaxterManaging Director at T-Scape
Chris JonesManaging Director at PSE Consulting
Jason HarrellManaging Director at DTCC
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