We are in an interglacial period - the world is warming and ice caps are melting as they have done before - and David Lammy thinks he can stop that happening. Bit like King Canute!
04 Oct 2024 11:13 Read comment
I used to think this way.... have thought this way for years...... and like Mobile payment growth, being confidently predicted by Juniper research for MANY years before take-off, I see the A2A boom taking much longer than predicted..... the vast majority of transactions dont need to be A2A, they need time for security checks to protect the payor and payee and consumers understand this. Will i get a discount for immediate payment? Will the discount be worth the risk? time will tell - hope to prompt some debate?
16 Sep 2024 13:54 Read comment
how does this hold true in the Mobile Wallet where any card from any bank can operate at will? this is good for individuals with limited financial services exposure...... good idea but dont see the USP driving massive use.
16 Sep 2024 13:50 Read comment
Seems that trade sanctions whether imposed out of Pseudo science around climate change (and human contributions to it) or as a retaliatory sanction imposed by a state government continue to be bad for business. Not sure any of this is good for the advancement of the human experiment.
19 Aug 2024 09:41 Read comment
Wow - in 1988 in the UK we had 'Burtons Cards' and Yorkshire Bank Retail Services ran a 'Budget Account' If you put money into the account every month, a Line of Credit would be extended.... sales would be discounted, offers made, AND Burtons/YBRS enjoyed VERY CHEAP borrowing, paying their Consumers 2% APR interest - versus the 8-14% rates that commercial borrowingwould cost them...... This is a GREAT initiative and proves that what goes around comes around.... I take my hats off to the great innovators at Burtons Menswear and YBRS..... I dont recall massive sums going on deposit, but it was great window dressing and was a good news story! Gotta love a new initiative!
16 Aug 2024 10:59 Read comment
Its been called 'Kiting' forever and has been banned by most credit providers 'forever'.... I guess the BNPL guys slipped under Chase's radar for a while.... Sounds like they closed a loophole
22 Jul 2024 14:28 Read comment
The hardware is something we all have and own now.... If you dont have a smartphone then the bank probably doesnt want you as a customer.... thats what Post offices are for. Biometrics work well these days!
12 Jul 2024 16:45 Read comment
$14.2M seems very small for an economy like Singapore - this is an anecdotal view - does anyone else have any comparable economies by fraud stats?
10 Jul 2024 09:05 Read comment
This will be very useful for people who only carry physical cards in their wallets (not in their phones case), still have their mobile phones, and have NOT up to that point loaded a card into their mobile wallet. It will also help solo travellers.... Anyone travelling with a digitally engaged partner will be just fine and dandy. All these solo travelling digital newbies will have to do, is: Get a mobile wallet downloaded, get in touch with Visa, get the card sent and load this new card into their new wallet.... Activate the card and 'bingo' ..... I am sure this will be very useful for the three people described above in the event they lose all their cards, hang onto their phone and discover mobile wallets in what must be a very stressful time!
28 Jun 2024 09:34 Read comment
its not innovative - Cashplus card had business accounts like this back in 2008/9 perfect for the crash - providing Business banking accounts for £32 a year I recall - all built around a prepaid debit card!
18 Jun 2024 14:46 Read comment
Kimberly SadlerGlobal Development Manager at FIS
Andrew HewittDirector Payment & Data Solutions at FIS
Ian SimmondsSenior Sales Executive at FIS
Wayne RichesVP, Account Management at FIS
Brad StrockSVP, Group Executive, Payments at FIS
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