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I see the percentage growth numbers - what is the Actual User base?  has it grown from 1  to 2 to 3. or is it growing in the thousands ?

I hope the PA included the need to focus on the reduction of energy costs (primarily electricity), to enable the Payments Industry and our colleagues to operate our Data Centers and AI platforms competetively..... Growth requires cheap and plentiful access to low cost and abundant energy supplies. 

There is at least one of these a year......  Cash is dead?  Long live cash !!!!    I remember speaking to colleagues at Fiserv, back in the day when i worked there about the industry forecast of the death of cash - and we laughed.... Cash was down as a percentage of the overall mix, but UP in empirical terms......     Merchants that refuse cash should suffer the fate of those who could not take China Union Pay in the Middle East....   The CUP sales teams would go around,  get a full trolley load of goods - or a counter-top laden with Watches/Jewellery/expensive clothes and  then pull out a CUP card......  the merchants smile would disappear along with the deeply saddened would be purchasers..... So Sorry, you dont accept my card.....  To be followed by a call to the Acquirer pushing for CUP to be accepted

Maybe consumers interested in keeping cash can pull similar stunts, when Cash is refused 

This sounds very refreshing -  It looks like BOI sees real value in maintaining its High Street presence and investing in the provision of Automated services  via its re-vamped ATM network.

This is still only one Bank branch per 22,000 Adult citizens, but has the dual benefit of  providing a strong Marketing and Service-Partnership message to the local community 

The blend of traditional POS and Branch banking, along with an  increased focus on technology and efficiency sounds like the perfect mix to me.

Is the British Govt smelling the coffee blowing in from the USA and reducing the amount of regulators and regulations......    I think not.........   they want to save money but I am not convinced they are going to save on regulating us!!!  

Legacy banking systems used to be the safe bet, and a migration to a new plaform could often be seen as the 'CEO killer'.  Having said this (and without ANY knowledge of the underlying causes of these bank outages), It probably safe to say that  'Legacy Systems' that have lost their Legacy System Guru's   are now becoming an increasing risk to Bank CEO's and Boards. 

Of course 4th Gen platforms are still relatively unknown from a risk perspective which is why launching a new product, new geography or fixing  a problem that the Legacy Plaform cannot handle has to be the lower risk way to transition from Legacy to New-breed platforms.   I am sure board members will start asking these questions soon....   'What are we doing to remove the risk of re-occurance?' And 'How do we Migrate to a future-proof platform?' Would be  good questions to ask the CIO/COO

No one is forcing anyone to buy these coins. Caveat Emptor! 

Well the 400 staff and huge investment demonstrates the reasons for the failue - HSBC should have started small and failed fast..... they should have NOT used legacy systems - they should have bought new/cloud agnostic/multi currency core software for a relatively low cost -  and then built around that and modified it to make it different -  i guess the answer lies in this sentence here 

Hmmm - I already have Biometric payment authentication - have had it for years..... May be useful in the USA - not sure about internationally....  Be good to know what problem this is solving? 

If it IS fraud reduction thats a good thing, its taken the USA a few decades to wake up to the size of its card fraud problem.  

It may be me - but i have NO idea what this article is all about.......  I will post anonymously as i dont want to appear as thick as two short planks..... but surely referencing a COP summit nearly 10 years ago is a bit dated.   OF COURSE  all right minded human beings believe in Biodiversity.... its a good thing.....  but over time species have come, and species have gone. 

On a bright note-  the Global Warming Policy Foundation stated (on 27th Feb 2024) that Polar bear numbers have increased to 32,000 in 2023. from a low of 12,000 bears in the 1960's. 

This is wonderful news for Polar bears......  not such great news for Seals on the Ice,  but i understand that Penguins are totally OK with this dramatic increase in Polar predator numbers. Thank you professor Susan Crockford for this reassuring news