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Find this a surprising result as even banks such as JP Morgan have recently chosen to outsource more, not less. In the war for (IT / tech) talent banks face already an uphill battle and now they are going to build more tech in-house? How? With whom? Especially in the fields of AI and other more "hot" fields.

If the EPI is a sensible project it should be no problem to get the funding in an environment where literally billions of funding has been available for FinTech projects. And indeed there are financials who have FinTech venture funds, there are governments with subsidies available.