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Personal Finance

This group would contain articles related to personal finance

Retired Member

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Understanding the Mortgage Process

Mortgages offer individuals and businesses an option for purchasing property without incurring all of the expenses up front. Instead, borrowers agree to repay the loan with interest over time. Navigate the mortgage process with ease! Learn about pre-approval, loan applications, property appraisal, underwriting, and closing to achieve homeownership...

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Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

Financial Planning for Healthcare Expenses: How to Budget and Save?

Healthcare costs can be for families. As it rises, it's crucial to have a solid plan in place for these costs. This article will be for and saving for healthcare, as well as tips for the healthcare system. is one of the most essential parts of finance since it may lead . Health into your financial plan prepares you for any healthcare for now and i...

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Financial Regulation and Compliance: A Critical Area for Academic Research in a Fintech-Driven World

Many changes have come in the banking sector due to financial technology. There are however more problems that have come due to this. This has made regulators create stricter laws to prevent these problems. There have been fewer cases of fraud, cleaning dirty money, and stealing data due to these laws. Deep-rooted studies can help student writ

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Darren Winfield

Darren Winfield Insight Consultant at Defaqto Ltd

Platforms and SIPPs - cash are they not interested!

On the 12th December 2023 the FCA have written to adviser platforms and SIPP operators to ask why the interest rates on cash balances are so low in comparison to the Bank of England base rate (currently 5.25%) The Dear CEO letter points to consumer duty and the cross-cutting rules that expect acting in good faith, are not being adhered to and that ...

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Retired Member

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Mint Shuts Down – Here Are 6 Personal Finance Apps You Need to Try

As the financial world grapples with the announcement of Mint, one of the earliest and most beloved budgeting apps, shutting down, loyal users are left in search of alternatives to continue their personal finance management journey. Mint, introduced in 2007, revolutionized the way individuals created budgets, tracked income and spending, and buil

Tim Hong

Tim Hong Chief Product Officer at MoneyLion

What the End of Student Loan Forbearance Means for Consumer Debt in 2023 and Beyond

The three-plus year forbearance period on federal student loan payments brought on by the CARES Act ― passed by Congress in March 2020 in response to the COVID-19 pandemic ― has come to an end on October 1st. In addition to suspending payments on all federal student loans, the CARES Act also dropped interest rates to zero during the freeze and sus...

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Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

Exploring the Various Types of Recurring Deposits

Recurring deposits, often abbreviated as RDs, have long been a preferred choice among individuals seeking a secure and systematic way to save and grow their money. These savings instruments offer a disciplined approach to financial planning and can help you achieve your short and long-term goals. In this comprehensive guide, we will delve into the...

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Akshaya Chandra

Akshaya Chandra Head of Innovation, Technopreneur at Tata Consultancy Services

Will AI be the inflection point for innovation in Insurance

Here is an anecdote, most parents would relate to: A colleague of mine said her 3-year old is quite easy to manage, as the boy can spend hours talking to Alexa, while mom finishes her chores or works from home. My colleague also noticed that the little one has developed a close bond with Alexa because, overtime, Alexa’s responses to the boy got be...

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Retired Member

Retired Member 

Top 10 Secure Cryptocurrency Wallets in 2023

‍As the world of cryptocurrencies continues to grow and evolve, the need for secure and reliable cryptocurrency wallets has never been greater. The importance of a well-protected crypto wallet cannot be understated, as it is the key to ensuring the safety of your digital assets. In this article, we will explore the top 10 secure cryptocurrency w

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Enhancing User Protection: The Importance of Secure Wallet Integration in Crypto Payment Gateways

With the increasing popularity of digital currencies, security has become a primary concern for users who want to keep their crypto safe. Wallet integration plays a critical role in ensuring that transactions are secure and protected. In light of recent events, such as the Atomic Wallet data breach, this article aims to discuss the importance of ...

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