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Fintech

Fintech discussions and conversations around the development of fintech.

Anthony Walton

Anthony Walton CEO at Iliad Solutions

World Economics Forum, analysis of the outlook for Fintech

The World Economic Forum has just completed one of the most thoroughgoing studies into the effect of fintech on the financial services industry. Although ‘Beyond Fintech: A Pragmatic Assessment of Disruptive Potential in Financial Services’ isn’t the most imaginative title, the study contains over 150 interviews and accounts of ten international w...

/payments

Keith Stonell

Keith Stonell Managing Director, EMEA at Guidewire

Rise of Financial Services Insurtech Mirrors Medieval Peasants' Lives

Historians use eras to help map out the big gearshifts in economic and social change in retrospect. For the people who lived during those periods, well-known historical terms like the Middle Ages would have been unknown. For example, a medieval peasant knew they were a peasant but not that they were a medieval peasant. Medieval was a term first co...

Retired Member

Retired Member 

Blockchain in Action : Round-up of blockchain stories from Aug 2017

Last month, I had published a post here on FinExtra titled Blockchain in Action : Round-up of blockchain stories from July 2017 . A month down the lane, I was curious to look at recent developments in the blockchain ecosystem across the globe to look at blockchain solutions that have gone live. In this post, I have curated a list of all the casele...

Sarah Jackson

Sarah Jackson Director at Equiniti Credit Services

How 'Hard Mark' Credit Checks are Quietly Costing Consumers

It is not unreasonable for consumers to assume that they should be able to assess their eligibility for a loan without damaging their future prospects. The majority of lenders perform hard credit checks on customers when applying for a loan, and as a result are hiking the cost of borrowing for the customers they decline. Sarah Jackson, Director at...

/retail

Retired Member

Retired Member 

10 years of contactless

It is staggering to write this down, but contactless in the UK is nearly ten! And it’s exciting that ‘tap and go’ payments are going from strength to strength. Since the introduction of contactless cards in September 2007, it has gradually become the payment method of choice for many, as society gradually moves away from cash. More than half of a...

/payments

Retired Member

Retired Member 

What do prominent P2P players think of the RBI regulations?

Following the US and UK models, RBI is all set to jump on the bandwagon of regulating the P2P space with strict guidelines. The norms being finalised are expected to release in a few weeks, how are the peer-to-peer (P2P) lending platforms faring? What is their stance on this? Will the stringent norms curb the innovation? Instead of speculating we...

/regulation /startups

Retired Member

Retired Member 

Miffed with SWIFT?

SWIFT is to the payments industry what taxi cabs are to travel. Old, slow and likely to hit your wallet by taking you on the scenic route to your destination. Why? Why not. What’s your alternative? For those of you who aren’t aware of SWIFT, it’s an acronym for the Society for Worldwide Interbank Financial Telecommunications. It’s a cooperative tha...

/payments

Retired Member

Retired Member 

Blockchain in Action : Round-up of blockchain stories from July 2017

The blockchain journey for most enterprises starts with a curiosity to learn and understand more about the blockchain, how it works, its relevance for the enterprise and how it can potentially transform and impact the business technology landscape through Blockchain Education. Next, enterprises move to Blockchain Experimentation in which they try t...

Retired Member

Retired Member 

New players need old players to flourish

In recent years, there have been numerous headlines hailing the rise of a new breed of financial technology players and the downfall of incumbent banks. However, to what extent has this been the case and how valid is it? There was plenty of debate at the recent EBADay in Dublin focussing on PSD2 and Open Banking, both in lively panel sessions and o...

Avik Nandi

Avik Nandi Payments Consultant at Wipro Ltd.

Alternate Payments & the Ecosystem

According to a WorldPay report, cards which accounted for over half (57%) of internet payments in 2012, will fall to 41% by 2017. Alternative Payments would rule the online payment markets with a 59% growth. Usually, alternative payments are everyday payment methods and can be divided into local and global methods. Local alternative payments addres...

/payments

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