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Fintech discussions and conversations around the development of fintech.
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Kunal Patel Product Manager at 1E
I felt compelled to write something about the so-called Blockchain hype that we’re seeing today and to provide an alternative viewpoint. It’s a buzzword dominating the BFSI world and beyond and is seen as some form of saviour to a lot of different problems that exist today. The pros & cons have been well documented, either in white papers, arti...
29 September 2017
Retired Member
When engaging into a customer-supplier relationship, you are usually faced with two types of associations. The most usual is what is called transactional relationship. In a transactional relationship, the client can use your product and service once and might never have the need to return to you and use it again. This the most common type of re
27 September 2017
Priya Lakshmi Digital Leader at Own
This is the first of my series of blogs on how businesses can use the power of Blockchain technology to un-‘block’ the inefficiencies in their current models and practices. Almost every paper or blog you will read on the technology will start with Satoshi Nakamoto and explain what Blockchain technology basics are. I am going to skip the basics and...
26 September 2017 /payments
A while ago, I was driving an enterprise wide strategic marketing campaign. Given the nature of the campaign, business importance, impact and reach, I was fairly guarded on the planning and operating model for execution. In simple words - it was a centralized model with well-controlled checks and balances. In one of the checkpoint calls, feedback ...
20 September 2017
Chris Brown CTO at Trusek
An industry has built up due to the inability of banks to work together directly. PayPal ($70.7B) first came into existence to add a layer of ease and security to the card schemes because the card schemes don’t provide the banks the flexibility to provide it for themselves. At that stage PayPal was eating the crumbs from under the banks' table. B...
15 September 2017
As someone who has worked within the FinTech scene for the past 3 years now, I've seen a lot of ups and downs. The industry continues to grow, even amid the challenging regulatory environments. I attended a conference in Malaysia in July 2017, I heard one of the presenters talk about TechFin. The term was coined by Jack Ma a year or so back and I s...
13 September 2017
Anthony Walton CEO at Iliad Solutions
The World Economic Forum has just completed one of the most thoroughgoing studies into the effect of fintech on the financial services industry. Although ‘Beyond Fintech: A Pragmatic Assessment of Disruptive Potential in Financial Services’ isn’t the most imaginative title, the study contains over 150 interviews and accounts of ten international w...
12 September 2017 /payments
Keith Stonell Managing Director, EMEA at Guidewire
Historians use eras to help map out the big gearshifts in economic and social change in retrospect. For the people who lived during those periods, well-known historical terms like the Middle Ages would have been unknown. For example, a medieval peasant knew they were a peasant but not that they were a medieval peasant. Medieval was a term first co...
08 September 2017
Last month, I had published a post here on FinExtra titled Blockchain in Action : Round-up of blockchain stories from July 2017 . A month down the lane, I was curious to look at recent developments in the blockchain ecosystem across the globe to look at blockchain solutions that have gone live. In this post, I have curated a list of all the casele...
05 September 2017
Sarah Jackson Director at Equiniti Credit Services
It is not unreasonable for consumers to assume that they should be able to assess their eligibility for a loan without damaging their future prospects. The majority of lenders perform hard credit checks on customers when applying for a loan, and as a result are hiking the cost of borrowing for the customers they decline. Sarah Jackson, Director at...
24 August 2017 /retail
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