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Fintech

Fintech discussions and conversations around the development of fintech.

Retired Member

Retired Member 

Rules are Made to be Broken - How Machine Learning Can Fix the SME Credit Gap

The small to medium enterprise or SME is the foundation stone of our business community. Smaller firms account for up to 95 percent, sometimes more, of the business landscape across many countries. Across the European business landscape of 2015, for example, companies with fewer than 250 employees represented 99 percent of all firms. As such, SMEs...

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Shailendra Malik

Shailendra Malik SVP - Tech Delivery (Data Platform) at DBS Bank

Don’t be so scared of AI and new Tech

I read a lot of debates happening on the web and at coffee breaks and even at the company senior stakeholder meetings about applied AI is around the corner and the revolution will sweep away the way we work and major workforce redundancies are about to happen. The more you get involved in those discussions the magnitude grows and this leads for ma...

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Retired Member

Retired Member 

Debt Financing and the Current State of Fintech

Equity rounds have been the main talk of the fintech industry in recent months, but that might be changing soon. A financial startup, Klarna, recently reported that they’ve been able to raise significant capital, although without any equity financing – instead, the company took that as a debt. A representative for Klarna stated that the organizati...

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Retired Member

Retired Member 

ICOs vs. IPOs : What you need to know before investing

ICOs vs. IPOs : What you need to know before investing By Aaron Wagener, COO, MXC Foundation Initial Coin Offerings (ICOs) have the potential to become a powerful means for start-ups to amass capital. Disruptive technologies are changing the world and wrestling the scope of opportunity away from the powerhouses of Wall Street and other institutio...

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Retired Member

Retired Member 

The Impact of Fintech on Financial Services

As the presence of fintech in various industries keeps growing, its impact on some industries is getting harder to ignore. Financial services in particular have benefited a lot from the integration of various modern financial technologies in their work, and we’re likely only seeing the tip of the iceberg, with more coming up not too far on the hor...

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Daniel Fasnacht

Daniel Fasnacht CEO&Founder at EcosystemPartners AG

How ecosystems in Asia are threatening Western banks

After the financial crisis, Western banks where paralysed with lawsuits, fines and regulatory requirements. The lack of innovation paved the way for a new industry (fintech), focusing on data and clients that lost trust in large banks and their intransparent and complex financial products. Challenger banks from Asia are about to export their digit...

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Retired Member

Retired Member 

How Fintech Is Making Insurance More Affordable

Fintech is one of the most rapidly growing fields at the moment, not just in the technological sector but as a whole. And it makes a lot of sense when one considers the numerous implications it has in our everyday lives, especially when it comes to large-scale institutions’ operations and the way they are able to meet the demands of large numbers ...

Retired Member

Retired Member 

Can we move past 1980 ?

1980 was a great year. Post Notes had its debut. Cable News Network launched and the US men’s hockey team beat the Russian team. Most data was stored in file structures like VSAM. Not until 1983, when IBM launched DB2, did data processing take a leap from file based structures to relational databases. Between 1980 and today computer processing has...

Retired Member

Retired Member 

5 Ways the Fintech Industry Will Support Farming

The current situation around India’s agriculture is not very pretty, as the country has found itself in a dire state in some regions due to the government’s attitude towards its need for farmers. It’s not clear when the situation is going to stabilize – or how – but it’s interesting to note that the growth of the fintech sector has given local far...

Michael Pearson

Michael Pearson Founder at Clarus Investments

Some Insights on Fintech Financing and Performance

My updated research on fintech financing and performance shows that valuation growth for most of the start-ups in the sector is still very strong (on paper) but that revenue growth and profitability continue to be a challenge, even for the companies which have been operating for more than 5 years. The analysis is based on a sample of 39 privately-...

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