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Fintech discussions and conversations around the development of fintech.
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The arrival of e-commerce and digital banking has been revolutionary for both financial services firms and customers alike. We have saved not only time, but also money as new marketplaces and low-asset business models have thrived on the flexibility afforded by open banking. Never before have we had better control over our money and financial serv...
24 May 2019 /regulation
22 May 2019 /startups
Earlier this year, the next big marker in the life of the second Payment Services Directive (PSD2) arrived, as participants in the European regulation’s new API-based ecosystem submitted solutions for testing by both payment initiation service providers (PISPs) and account information service providers (AISPs). That will seem like a lot of acronym...
21 May 2019
Chris Holmes Senior Vice President at KAE Consulting
LatAm is not traditionally considered a popular region for FinTech developments. With major headlines being hogged by China’s FinTech giants, America’s booming VC investment and the growth of open banking in Europe, it’s not hard to see why LatAm struggles to get a look in. But is the lack of attention justified, or is this region flying under the...
20 May 2019 /payments
Barkha Tekwani Digital Marketing at OMLP2P.com
The number of banks and its branches has grown tremendously in the last few years. Banks are spreading their roots across the country. But are banks able to fulfil the credit demand of individuals and businesses? Traditional lending models such as banks come with their own set of strength and limitations when it comes to lending money. For a s...
20 May 2019 /inclusion
Iain McDougall UK & Ireland Country Manager at Stripe
Europe is bracing itself for a big shake-up in how we pay for things online, which will have significant consequences for businesses across the region. Similar to how GDPR hugely impacted how millions of organizations handle personal data when it was enforced last year, Strong Customer Authentication (or SCA) will have profound implications for ho...
16 May 2019 /payments /regulation
Ali Celiker CEO at British Pearl
Rapid technological developments are making investing more accessible thereby changing the way in which people are investing their capital. As a result, traditional savings and investment models are being disrupted, and access to investment advice and opportunities are opening up, putting power back into the hands of the investor. Advances in tech...
13 May 2019
Today, a well-established correspondent network is a major strength for many banks and payment services. If earlier the client’s choice and demand for services were driven by the size of the advertising budget, right now the issues of financial logistics are in the forefront: how the client money will be transferred to different countries and regi...
13 May 2019 /regulation /startups
Ten years ago, when we thought about where to keep our money, it was either in long standing, trusted banks, or under long standing, trusted mattresses. But recently, this space has exploded (and continues to explode) with myriad of startup mobile banks and cryptocurrencies. Right along side these new fintechs has come incident after incident invo...
13 May 2019 /security
Andrew Hewitt Director Payment & Data Solutions at FIS
We're all familiar with QR codes by now. We’ve seen them printed nonchalantly on Car Magazine adverts, event tickets and glossy posters. Across Europe and the US, we recognise them as a way to access an event or engage with a brand, directing us to ‘find out more’ via their webpages. Fundamentally, we consider QR codes to be convenient access poin...
26 April 2019 /payments
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