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Fintech

Fintech discussions and conversations around the development of fintech.

Retired Member

Retired Member 

The Role Of Regulatory Sandboxes In Fintech Innovation

According to KPMG’s latest The Pulse of Fintech report, 2018 is set to be another record-breaking year for Fintech investment. After only two quarters, it’s already reached $57.9 billion, less than $5 billion shy of 2015’s highs of $62.5 billion. Europe and Asia are particularly hot Fintech areas at the moment. With $26 billion and $16.8 billion r...

/inclusion

Sam Goffman

Sam Goffman Business analyst at Forex

What is the ERC-20 standard? ERC-20 Ethereum tokens

The ERC-20 token is developed on the basis of Ethereum. The platform consists of a blockchain that stores transactions, and a virtual machine that encodes smart contracts that guarantee their execution. The standard simplifies the creation of projects in a decentralized registry, optimizes the operation of the network. General information about a ...

/security

Retired Member

Retired Member 

Love Your Monolith, For Now

In today’s fintech-frenzied atmosphere it’s easy to understand why there’s so much buzz about APIs and microservices. While breaking the monolith is certainly an exciting prospect, for many financial institutions it may not be the way to go right now. And there are some important things you need to know before heading down this path. The fact is, ...

Ian Stone

Ian Stone CEO at Vuealta

The connected future of fintech

Between 2010 and 2015, the financial services industry changed drastically. In just those five years, four of today’s most successful fintech companies were launched; namely Stripe, Revolut, Starling Bank and Monzo. These launches all had one thing in common; putting the customer at the centre of the operation, untied to legacy or history. Fast fo...

/startups

Sam Goffman

Sam Goffman Business analyst at Forex

Cryptocurrency wallets: FAQs

A cryptocurrency wallet is a software program that allows you to send and receive cryptocurrency. A wallet can be used to store several types of tokens and coins at the same time, but most of them support a limited number of options. Wallets are used to store secret keys - these are long hexadecimal codes known only to you and your wallet. The secr...

/security

Rune Sørensen

Rune Sørensen Product Manager at Nets A/S

Convenience vs Security in Ecommerce Payments: How Everyone Can Win

In 2018, banks and retailers are dealing with a new breed of customer: one that expects a fast, seamless online payment experience. When it comes to ecommerce, however, user experience isn’t the only consideration. As the number of card-not-present (CNP) purchases continue to increase, so do the security risks. How can banks and merchants contin...

/security /payments

Retired Member

Retired Member 

Rules are Made to be Broken - How Machine Learning Can Fix the SME Credit Gap

The small to medium enterprise or SME is the foundation stone of our business community. Smaller firms account for up to 95 percent, sometimes more, of the business landscape across many countries. Across the European business landscape of 2015, for example, companies with fewer than 250 employees represented 99 percent of all firms. As such, SMEs...

/ai

Shailendra Malik

Shailendra Malik SVP - Tech Delivery (Data Platform) at DBS Bank

Don’t be so scared of AI and new Tech

I read a lot of debates happening on the web and at coffee breaks and even at the company senior stakeholder meetings about applied AI is around the corner and the revolution will sweep away the way we work and major workforce redundancies are about to happen. The more you get involved in those discussions the magnitude grows and this leads for ma...

/ai

Retired Member

Retired Member 

Debt Financing and the Current State of Fintech

Equity rounds have been the main talk of the fintech industry in recent months, but that might be changing soon. A financial startup, Klarna, recently reported that they’ve been able to raise significant capital, although without any equity financing – instead, the company took that as a debt. A representative for Klarna stated that the organizati...

/inclusion

Retired Member

Retired Member 

ICOs vs. IPOs : What you need to know before investing

ICOs vs. IPOs : What you need to know before investing By Aaron Wagener, COO, MXC Foundation Initial Coin Offerings (ICOs) have the potential to become a powerful means for start-ups to amass capital. Disruptive technologies are changing the world and wrestling the scope of opportunity away from the powerhouses of Wall Street and other institutio...

/startups

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