Join the Community

23,408
Expert opinions
42,308
Total members
280
New members (last 30 days)
171
New opinions (last 30 days)
29,114
Total comments

Fintech

Fintech discussions and conversations around the development of fintech.

Retired Member

Retired Member 

Open banking: Innovating identity to fight against fraud

The arrival of e-commerce and digital banking has been revolutionary for both financial services firms and customers alike. We have saved not only time, but also money as new marketplaces and low-asset business models have thrived on the flexibility afforded by open banking. Never before have we had better control over our money and financial serv...

/regulation

Retired Member

Retired Member 

.

/startups

Retired Member

Retired Member 

PSD2: Regulatory Revolution for Payments, or Impending Tech Mess?

Earlier this year, the next big marker in the life of the second Payment Services Directive (PSD2) arrived, as participants in the European regulation’s new API-based ecosystem submitted solutions for testing by both payment initiation service providers (PISPs) and account information service providers (AISPs). That will seem like a lot of acronym...

Chris Holmes

Chris Holmes Senior Vice President at KAE Consulting

LatAm: The New Kid at the FinTech Table

LatAm is not traditionally considered a popular region for FinTech developments. With major headlines being hogged by China’s FinTech giants, America’s booming VC investment and the growth of open banking in Europe, it’s not hard to see why LatAm struggles to get a look in. But is the lack of attention justified, or is this region flying under the...

/payments

Barkha Tekwani

Barkha Tekwani Digital Marketing at OMLP2P.com

The Indian P2P market is expected to grow to USD 10 Billion by 2025

The number of banks and its branches has grown tremendously in the last few years. Banks are spreading their roots across the country. But are banks able to fulfil the credit demand of individuals and businesses? Traditional lending models such as banks come with their own set of strength and limitations when it comes to lending money. For a s...

/inclusion

Iain McDougall

Iain McDougall UK & Ireland Country Manager at Stripe

Thought GDPR was complex? Get ready for SCA!

Europe is bracing itself for a big shake-up in how we pay for things online, which will have significant consequences for businesses across the region. Similar to how GDPR hugely impacted how millions of organizations handle personal data when it was enforced last year, Strong Customer Authentication (or SCA) will have profound implications for ho...

/payments /regulation

Ali Celiker

Ali Celiker CEO at British Pearl

How technology is making property investment more accessible

Rapid technological developments are making investing more accessible thereby changing the way in which people are investing their capital. As a result, traditional savings and investment models are being disrupted, and access to investment advice and opportunities are opening up, putting power back into the hands of the investor. Advances in tech...

Retired Member

Retired Member 

Battle for correspondent bank accounts: 4 scenarios

Today, a well-established correspondent network is a major strength for many banks and payment services. If earlier the client’s choice and demand for services were driven by the size of the advertising budget, right now the issues of financial logistics are in the forefront: how the client money will be transferred to different countries and regi...

/regulation /startups

Retired Member

Retired Member 

New world FIs need to make better decisions on security

Ten years ago, when we thought about where to keep our money, it was either in long standing, trusted banks, or under long standing, trusted mattresses. But recently, this space has exploded (and continues to explode) with myriad of startup mobile banks and cryptocurrencies. Right along side these new fintechs has come incident after incident invo...

/security

Andrew Hewitt

Andrew Hewitt Director Payment & Data Solutions at FIS

Will QR codes find their niche in Europe?

We're all familiar with QR codes by now. We’ve seen them printed nonchalantly on Car Magazine adverts, event tickets and glossy posters. Across Europe and the US, we recognise them as a way to access an event or engage with a brand, directing us to ‘find out more’ via their webpages. Fundamentally, we consider QR codes to be convenient access poin...

/payments

Now Hiring