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Fintech

Fintech discussions and conversations around the development of fintech.

Anna Kuzmina

Anna Kuzmina Expert at Fintech

Cashless Africa?

Guess what would be the most popular way to make payments in mobile Africa, in highly developed East Africa, in the upcoming West Africa? Don’t kid yourself, it is still cash. But the thing is that there are very few countries of the world where cash would not be the king. It is the question of what drives the digital payments that eat that cash a...

/payments

Anna Kuzmina

Anna Kuzmina Expert at Fintech

Mobile Africa

More than 1 billion people live in the Sub-Saharan Africa, 40% of population under the age of 16, and there are only 250 million smartphones. The capacity for growth is huge — both MENA, Latin America, and the rest of the developing world have higher mobile penetration than Africa. Source: GSMA, Sub-Saharan Africa Mobile Economy, 2018Source: GSMA

Sameer Singh Jaini

Sameer Singh Jaini CEO at www.TheDigitalFifth.com

Lending Fintechs : Aadhaar KYC challenges, Privacy issues and Tight Liquidity : What next?

In last one year, massive amount of funding has been provided to Lending Fintechs in India across Retail and SME segments. I believe more than 100 new fintechs would have started in last 12 months in these segments. In addition, Leading Payment Fintechs have also moved their business model to lending as there is not enough revenue in Payment busin...

/startups

Freddie McMahon

Freddie McMahon Director Strategy and Innovation at DF2020 Ltd

A Paradigm Shift in the Making

Conversation-as-a-Service is a business model involving a blended approach of people and chatbots delivering dialogue for personalised interaction and orchestrating services in context to the granularity of a dialogue-step.

/ai /startups

Ivy Schmerken

Ivy Schmerken Editorial Director at FlexTrade Systems

Data Science Platforms Help the Buy Side Integrate Alternative Data

Asset managers are looking for ways to mine alternative data sets for investment ideas, recognizing that stock pickers cannot rely on traditional research. An explosion in alternative data, ranging from satellite images to mobile geolocation data and unstructured text, has created an arms race among hedge funds and quantitative funds. Many firms ha...

/ai

Anna Kuzmina

Anna Kuzmina Expert at Fintech

Alipay and WeChat Pay: history and strategy

What happened in China makes now the whole world pay very close attention. First, back in 2004 when Alipay appeared on Taobao as an escrow system, slowly evolved as a seller accreditation, partnered with all major Chinese banks, offered daily payments, and accounted for 200 e-wallets and 10 million app installs — no one raised a brow. Second, it w...

/payments

Retired Member

Retired Member 

White Space for Fintech Startups

I have attended the singapore fintech festival 2017, a wonderfully managed, world largest fintech festival. We had a small stall in the festival to showcase our startup. The stall was in the fintech corner, mixed up with so many other fintech startups from different part of the world. Considering the chance of getting lost in crowd, we found a our...

/startups /inclusion

Retired Member

Retired Member 

Why Is the Fintech Industry so Focused on Personal Loans?

The fintech industry is growing at a rapid pace, with newcomers entering the market on a regular basis. Lending is naturally a major part of the financial market, and fintech is no exception, with online lending enjoying a particularly important place in the field. The situation is getting more and more relaxed and streamlined for both lenders and...

/inclusion

Retired Member

Retired Member 

The mainframe evolution: Banking still needs workhorse tech

In the financial services industry, where IT systems are high-volume and mission-critical, news of Big Iron’s ‘big crisis’ is greatly exaggerated, at least for now. It’s true that in today’s digital first world, cloud-based services are seeing rapid adoption across all industries, especially as fintech providers launch applications that enable imp...

/payments

Retired Member

Retired Member 

Engaging end-users key when developing a risk management Graphical User Interface

It has been said that the role of a risk manager is not for the faint of heart. This is particularly true for those working in clearing houses, given the key role they play as central pillars of market stability. The importance of central clearing counterparties (CCPs) in financial markets has increased since the 2008 financial crisis. And as the ...

/regulation

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