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Fintech

Fintech discussions and conversations around the development of fintech.

Barkha Tekwani

Barkha Tekwani Digital Marketing at OMLP2P.com

The Indian P2P market is expected to grow to USD 10 Billion by 2025

The number of banks and its branches has grown tremendously in the last few years. Banks are spreading their roots across the country. But are banks able to fulfil the credit demand of individuals and businesses? Traditional lending models such as banks come with their own set of strength and limitations when it comes to lending money. For a s...

/inclusion

Iain McDougall

Iain McDougall UK & Ireland Country Manager at Stripe

Thought GDPR was complex? Get ready for SCA!

Europe is bracing itself for a big shake-up in how we pay for things online, which will have significant consequences for businesses across the region. Similar to how GDPR hugely impacted how millions of organizations handle personal data when it was enforced last year, Strong Customer Authentication (or SCA) will have profound implications for ho...

/payments /regulation

Ali Celiker

Ali Celiker CEO at British Pearl

How technology is making property investment more accessible

Rapid technological developments are making investing more accessible thereby changing the way in which people are investing their capital. As a result, traditional savings and investment models are being disrupted, and access to investment advice and opportunities are opening up, putting power back into the hands of the investor. Advances in tech...

Retired Member

Retired Member 

Battle for correspondent bank accounts: 4 scenarios

Today, a well-established correspondent network is a major strength for many banks and payment services. If earlier the client’s choice and demand for services were driven by the size of the advertising budget, right now the issues of financial logistics are in the forefront: how the client money will be transferred to different countries and regi...

/regulation /startups

Retired Member

Retired Member 

New world FIs need to make better decisions on security

Ten years ago, when we thought about where to keep our money, it was either in long standing, trusted banks, or under long standing, trusted mattresses. But recently, this space has exploded (and continues to explode) with myriad of startup mobile banks and cryptocurrencies. Right along side these new fintechs has come incident after incident invo...

/security

Andrew Hewitt

Andrew Hewitt Director Payment & Data Solutions at FIS

Will QR codes find their niche in Europe?

We're all familiar with QR codes by now. We’ve seen them printed nonchalantly on Car Magazine adverts, event tickets and glossy posters. Across Europe and the US, we recognise them as a way to access an event or engage with a brand, directing us to ‘find out more’ via their webpages. Fundamentally, we consider QR codes to be convenient access poin...

/payments

Paul Marcantonio

Paul Marcantonio Head of UK/Western Europe at Ecommpay

Low Price? High Cost: Why it Pays to Balance Price and Value in Payment Solutions

The payment services world is more competitive than ever. With numerous providers competing to serve thousands of businesses, things can get more than a little hectic as payments companies try to carve out some space for themselves in a crowded market. A lot of the time, this translates to providers ruthlessly cutting their prices relative to thei...

/payments

Retired Member

Retired Member 

How to choose a regulator for a financial company

London was home to many European fintech companies - currently almost 50% of all payment institutions of the European Economic Area (EEA) are clustered in the UK. However, Brexit means that they will face the risk of losing authorization to provide financial services within the European Union (EU), e.g., lose the opportunity to serve clients from ...

/regulation

Bartlomiej Szymanski

Bartlomiej Szymanski Business Consultant at Ailleron

What are key enhancements provided by Virtual Branch Banking platforms?

Evaluating customer journeys and business models are more relevant than ever. The service model is changing accordingly to sales and service processes which are enabled in digital channels. Regardless many improvements in the area of customer journeys, instant human assistance plays a key role in encouraging customers to use online and mobile bank...

/retail

Retired Member

Retired Member 

European fintech in the era of Brexit

The world will never be the same again - regardless of when and under what conditions Brexit will actually happen (and whether it will happen at all): certain things, including the financial world, will never go back to the way they were. First and foremost, financial companies with British licenses have realized the risk of losing authorization t...

/regulation

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