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Fintech

Fintech discussions and conversations around the development of fintech.

Gustav Korobov

Gustav Korobov Senior Sales Executive - Core Banking platform at Advapay

What makes a Digital Banking platform great for future changes

Today, fintech firms and digital banks have become major disruptors of banking services and have transformed the traditional way of banking and payments that have been practised for years. Naming the most popular ones like digital, neo or challenger banks, everyone understands that they have brought new ideas and elevated customer experience in th...

/retail /startups

Uri Rivner

Uri Rivner CEO and Co-Founder at Refine Intelligence

The Gig Economy and the case of Split Identities

The gig economy is exploding these days, especially in the wake of the global virus outbreak. According to the Bureau of Labor projections, the portion of gig economy workers will increase to 43% in 2020. Among millennials, 40% have identified as participating in the gig economy. Gig economy means transitory jobs. Rideshare drivers, work-from-home...

/security /payments

John Cragg

John Cragg Chief Executive Officer at MYHSM

What's stopping financial institutions from using the Cloud?

The majority of financial institutions have or are developing a cloud strategy, and most are already making some use of the cloud. There are a number of reasons why the cloud is an attractive alternative to running your IT in the traditional manner of owning and operating in-house data centres, including: reduced costs, and costs of cloud computi...

/payments /cloud

Daire Ferguson

Daire Ferguson CEO at AvaTrade

Profit and protect: how to benefit from market volatility without jeopardising your assets

Over recent years, unpredictable political and social events have given way to high levels of volatility in the foreign exchange (FX) market. From Brexit to the coronavirus pandemic, the past four years alone have seen strong and frequent market reactions. For instance, 2016 was fraught with political disruption, with both Brexit and Donald Trump’...

/markets

Jeremy Light

Jeremy Light Co-founder at Fourdotzero

Fintech Resilience - a Lesson from Wirecard

770 words, 3 minute read The Wirecard debacle has hit the headlines with a vengeance, begging the question: flawed regulation or flawed Fintech models? On first appearance, it feels like that there is a regulatory problem. However, it looks like this is an old fashioned accounting fraud, that just happens to be with a payments processor. The missin...

/payments /regulation

Thomas Muth

Thomas Muth FinTech and Retail Banking Specialist at SoftServe

Digital preparedness: navigating future pandemics

Acceleration of digitalization COVID-19 has led to a dramatic uptake of digital products and services. This has caused a shift in priorities for many financial institutions to ensure they stay relevant to their customers - placing digitalization at its core. Businesses across multiple sectors have found themselves relying heavily on digital technol...

/retail /covid-19

Béla Vér

Béla Vér Founder and CEO at ApPello

How banks are still missing out on the SME market opportunity

The SME segment is the backbone of the economy. According to the Federation of Small Businesses there were 5.8 million small businesses at the start of 2019 and SMEs accounted for 99.9 per cent of the business population. A recent COVID-19 survey of UK SMEs conducted by McKinsey (2020), shows more than half view the country’s economy as very or e...

/retail /covid-19

Conchur Gill

Conchur Gill Associate Partner, Payments at Be | Shaping The Future

Incumbent banks setting up their own challenger banks must do better than Bo

RBS’s recent announcement that it will close its ‘green-field’ challenger bank Bó did not surprise many in the FinTech industry. The writing had been on the wall for some time. The digital-only bank may have been troubled with leadership changes and forced to reissue cards in early 2020, but the main problem that caused its downfall was the lack o...

/payments /retail

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Why is Japan such an epicenter for Fintech development?

Financial Technology or Fintech is having a major impact on the world right now. These are the companies directly competing with the traditional financial service providers trying to come up with more efficient, faster, and more transparent services all across the globe. Japan is the third-largest economy in the whole wide world. Tokyo being the m...

/inclusion

John Cragg

John Cragg Chief Executive Officer at MYHSM

The expensive problem facing Fintech start-ups

This really is the decade of the Fintech start-up. The payments world is experiencing an unprecedented rate of change; new payment methods and technologies are resulting in increasingly frictionless payment experiences, causing closer integration between online shopping and payments to match the user experience. The major financial institutions ...

/payments /startups

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