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Fintech

Fintech discussions and conversations around the development of fintech.

Retired Member

Retired Member 

Data Breaches: How We Got to Where We Are Now

Introduction Data breaches have been escalating out of control in recent years. Not even top companies can prevent massive hacks and account takeovers of their customers. No industry is immune either, as this pestilence has been wreaking havoc across the board. So why is this happening? Simply because data breaches have become so easy to do and so ...

/security /identity

Paul Marcantonio

Paul Marcantonio Head of UK/Western Europe at Ecommpay

Fighting the coronavirus cybercriminals

The coronavirus pandemic is changing all of our lives in ways we could barely have imagined twelve months ago. From stay-at-home-lockdowns to mandatory masks, to a new culture of increasingly working from home, we have all had to adapt to what is often referred to as the new normal. But human beings are often better at adapting than we imagine an...

/payments /covid-19

Retired Member

Retired Member 

Five Core Drivers for the Next Fintech Evolution

Over the past decade, fintech has greatly disrupted the way people and businesses interact with financial services. In the future, fintech trends will continue to improve the livelihood of people with meaningful and valuable technology-based financial services. This post is all about the key drivers leading fintech into the future. Innovation trend...

/retail /startups

Rishi Chauhan

Rishi Chauhan Strategy Director at Haydon & Company Limited

Customer and industry led approach to Open Finance

The Second Payment Services Directive (PSD2) and Open Banking regulations in the UK required financial institutions, on their customers’ request, to share their customer’s payment account data with third party providers such as fintechs. Open Finance is an industry led initiative looking to increase the scope of financial data sharing beyond paym...

/regulation /retail

Pierre-Antoine Dusoulier

Pierre-Antoine Dusoulier Founder and CEO at iBanFirst

How to stay future fit: Beyond survival

As the world emerges from the COVID-19 lockdown, enterprises of all sizes are exploring ways to stay resilient, adjusting their business strategies and operating models to achieve success within the ‘new normal.’ One of the hardest hit markets by the pandemic is small and medium sized enterprises (SMEs). According to research by the ACCA UK and The...

/payments /covid-19

Retired Member

Retired Member 

How to overcome post-merger integration challenges

Mergers and acquisitions hold promise for owners and investors of combinatorial synergies to reduce costs, increase profit, extend market and product coverage, as well as accelerate innovation. 2020 has been a banner year for mergers and acquisitions, with 5500 deals so far. This record volume may be partially due to the Covid-19 outbreak forcing t...

/cloud /startups

Daire Ferguson

Daire Ferguson CEO at AvaTrade

How options trading has evolved for the masses

Over the last few years, the practice of options trading has grown substantially. This growth has coincided with a series of unpredictable political and social events, which have caused high levels of volatility across currency and commodities markets. Brexit, the election of Donald Trump in the US, and now the ongoing global pandemic, have led to...

Amita Choudhary

Amita Choudhary Marketing Manager at Princeton Growth Accelerator

How Fintech can help the Healthcare Industry

Fintech has been a major factor on the financial market for a while now, and it’s becoming quite hard to ignore its presence and wide sweeping effects. It doesn’t just exist in a vacuum though – there is a very real link between fintech and certain other sectors. One of the most notable examples is healthcare, where we’ve seen the rapid adoption o...

/inclusion

John Cragg

John Cragg Chief Executive Officer at MYHSM

Understanding the changes of Thales payShield 10K

Last year, Thales announced the latest version of its payShield product family, the 10K. Since MYHSM’s inception we’ve been using the Thales 9000 for some of our services and were aware that a new model was on its way, but we were confident in Thales’ track record of ensuring backwards compatibility of the API. Turns out we were right! However, we...

/payments /cloud

Amita Choudhary

Amita Choudhary Marketing Manager at Princeton Growth Accelerator

Cryptocurrency Is Reshaping the Fintech Landscape

Cryptocurrencies have been around for a while now, and we’re well past the point where they were considered a temporary, passing gimmick. At this stage, many people agree that cryptocurrencies are the way of the future in many ways, even if there are some flaws in the general idea. The important thing is that we’re actively experimenting with diff...

/crypto

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