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Fintech

Fintech discussions and conversations around the development of fintech.

Jonathan Bell

Jonathan Bell CFO at PXP Financial

The four biggest challenges facing the payments industry right now

We all know that 2020 was an unusual and challenging year for everyone and as much as we would have all wished that things could have gone back to normal the second the clock struck midnight on the 31 December, that has unfortunately not been the case. Most industries and businesses continue to face a number of challenges, some carried over from l...

/payments /regulation

Adriana P

Adriana P Trader at Xray Trade

NFT: I can own the internet now.

NFTs (non-fungible tokens) are not such a new concept as you would think - true blockchain enthusiasts will know that the first NFTs ever created were not in 2017 with the CryptoKitties on the Ethereum blockchain but 2012 on the Bitcoin blockchain. Although Bitcoin being NFTs is the opposite of its point as a currency. An NFT is a non-fungible ite...

/wealth /crypto

Vivek Dubey

Vivek Dubey Senior Manager at Capgemeini

Top FinTech Companies that are redefining the Payment Domain

The financial community of the world has traversed into an era of electronic transactions. It is estimated that only about 8% of the world’s currencies exist in physical form, the rest is stored as digits inside computer memories. Fintech is the “fusion of finance and technology”. It is a relatively new branch of business sciences that focuses on ...

/payments /startups

Laurent Descout

Laurent Descout CEO at NEO Capital Markets

UK Fintech Review: The steps for the future of the UK fintech scene

Ron Kalifa’s UK fintech review has been greeted relatively well across the market. Kalifa’s review identified many of the foreseen headaches that are anticipated by the fallout from Brexit and the pandemic, as well as identifying steps to solve them. Ahead of what is shaping up to be the UK’s most important budget for some time, the findings and r...

/markets /predictions

Sean Salloux

Sean Salloux CEO at Sentinel Digital

How APIs Are Driving Change and Creating Opportunities in Financial Services

APIs allow access to siloed data so businesses can offer personalized services to clients Financial services are evolving fast. According to recent research, 42 per cent of UK adults now use at least one FinTech service and over 20 million people use banking apps. Today, people are comfortable banking online and customers are increasingly demandin...

/payments /crypto

Paul Christensen

Paul Christensen CEO at Previse

5 things the incoming Small Business Commissioner should consider in the fight against slow payments

Liz Barclay’s appointment as Small Business Commissioner was the latest development that reflected the UK’s longstanding and worsening slow payments crisis. Liz’s new role will see her serve as guardian of invoices owed to SME suppliers, championing their prompt payment against a backdrop of drawn-out payment terms: a problem which has worsened ove...

/sustainable /inclusion

Conchur Gill

Conchur Gill Associate Partner, Payments at Be | Shaping The Future

FinTechs must spend investor funds wisely and choose the right strategic approach for growth

Investment in FinTechs is at record levels and they must scale in an ever complex and competitive marketplace Investment in FinTech businesses has been reaching new heights on a consistent basis for some time now. Last week Stripe received a further $600m in funding and the company is now valued at $95Bn. This marquee headline overshadows a plethor...

/payments /retail

Victor Martin

Victor Martin CMO at SquareRoot

How DevOps & Cloud Technology Ensures Mobile Fintech Apps Security?

According to several leading types of research, mobile banking users are continuously growing in number, and fintech apps are more frequently relied upon for investment decisions than ever before. As an increasing number of smartphone users are using fintech apps and using their financial information for banking and other financial transactions, t...

/security /devops

Retired Member

Retired Member 

Payments in 2021 and beyond: more effective payments security is software-based

As a quick recap, in my last article I talked about the brilliance of using software to turn mobile devices like smartphones and tablets into payment terminals. There’s a myriad of benefits that positively impact everyone in the payments ecosystem, from card schemes to banks, PSPs, merchants and the consumer. One of the most critical benefits of...

/payments /crime

Manuel Silva Martinez

Manuel Silva Martinez General Partner at Mouro Capital

Lending as destination

Lending is at the core of what we do as fintech investors. But our approach to investing in lending start-ups has changed over the years, integrating learnings from the past to bet on the winners of the future. If we look back at the past five to ten years of innovation in lending, a number of product and business models, very hyped at earlier sta...

/startups

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