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Digital Banking Trends

Digital Banking trends and Industry Intelligence for Bankers, Fintechs, and Solutions Providers

Chris Holmes

Chris Holmes Senior Vice President at KAE Consulting

Digital Banks - Business Models

Amongst the multitude of digital-only banks that emerged recently in Europe, the big five (Monzo, N26, TransferWise, Revolut and Starling) have developed a remarkable customer base, with their popularity ever increasing. Given their short history and the maturity of the industry they operate in, this is some achievement. While looking at it from t...

Retired Member

Retired Member 

eCommerce is coming to a store near you

Despite payment vendors continuing to develop strategies for omnichannel, it is still a moving target. But it is essential to get it right. The best vendors offer solutions that allow for a single cloud payment service that creates a single view of the customer across both stores and digital channels. Top retailers use these solutions to offer cust...

/payments

Chris Holmes

Chris Holmes Senior Vice President at KAE Consulting

Digital Banks - Value Propositions

There is little doubt that mobile is an increasingly popular channel to manage finances as 2018 saw 61% of smartphone owners in Europe using mobile banking apps, an increase from 2017’s 48%. Therefore, it comes as no surprise that tech-focused start-ups are also attempting to offer a more streamlined, mobile-focused experience. In this blog we wil...

Retired Member

Retired Member 

Retaining the human touch in an AI driven world

Younger generations are increasingly comfortable with fully automated experiences –interacting with digital assistants, chatbots and robo-advisors in their daily lives. But while these technologies have their place in the customer experience, it’s essential that businesses still give their customers the opportunity to escalate complex issues or di...

/ai

Freddie McMahon

Freddie McMahon Director Strategy and Innovation at DF2020 Ltd

CHATBOTS: The digitalisation of knowledge through a new lens

79% of executives now believe seamless and digital access to knowledge is very important to overall business performance. Executives understand that there is too much dependency upon knowledge in people’s heads. And, even when it is documented, there is inadequate transparency and traceability to the way it is used to make decisions, when applied ...

/ai /regulation

Retired Member

Retired Member 

AI Banking

Artificial Intelligence (AI) is fast evolving technology among Banking and Fintech companies. There are various AI technologies available in the industry such as Natural Language Processing (NLP), Machine Learning (ML), Deep Learning, Chatbots (virtual Agents), Robotic Process Automation (RPA) and Predictive analysis. AI can help bank to add

/ai /retail

Retired Member

Retired Member 

What to expect from retail banking in 2019

As the new year approaches, the time has come to reflect on the developments that shaped the retail banking landscape in 2018 and look ahead to the next twelve months. A year ago, I predicted that in 2018 migration to the cloud would rapidly accelerate, DLT applications would come to fruition, open banking would improve the relationship between ba...

/retail

Retired Member

Retired Member 

Three Christmas Wishes for Digital Banking

Whilst most writers will turn their attention to reviewing the past year or more likely their predictions for the coming year, Christmas is a time to think not only of our loved ones but of others less fortunate. So my Christmas post this year is three wishes of Banks globally to help those less fortunate than us. I believe banks can make these wi...

/retail

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Conversational Banking: How to Start the Conversation

"How satisfied are you with your bank?" is a staple question in Voice of Customer (VOC) surveys. However, one question that is almost never asked is "How proactive is your bank in reaching out to help you with your unique financial goals?" A handful of banks are emerging as leaders in this respect, becoming proactive by deployi...

/retail

Retired Member

Retired Member 

Payment Cards on the Table: is your Infrastructure up to the Challenge?

The introduction of new payment types has created a greater need for a strong, flexible card infrastructure than ever before. That’s easy for issuers to lose sight of; mobile services are new, exciting and backed by demonstrable customer demand. Fundamentally, however, mobile services rely heavily on card payments. All this innovation is pushing ...

/payments

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