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Trends in Financial Services

A community to discuss the future of financial services and any other interesting trends, strategies, ideas, views.

Retired Member

Retired Member 

The Millennial Investor

I have heard many commentators state that the millennial investor is a rare breed. They are too focused on the here and now to worry about investing to grow their wealth for the future. Five years ago I could understand this view point but the tide has now significantly changed. This is driven by two key factors as far as I can see it: The older ...

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Nanda Kumar

Nanda Kumar CEO at SunTec Business Solutions

Are APIs the new goldmine for banks?

The Post API World The future of banking is being completely altered by the Payment Services Directive 2 (PSD2) which comes into play in January 2018. PSD2 opens the floodgates to financial services innovation. Instead of making banking more complex, PSD2 is forcing banks to open up their systems of record to third parties, including non-traditio...

/regulation

Retired Member

Retired Member 

Primer on DLT’s most famous prodigy - The Bitcoin Blockchain

Blockchain has captured the imagination of intellectuals and polity alike with economists, technologists, governments raving about its potential and how its poised to fundamentally change the world. Though the very genesis of blockchain was about disintermediating banking and introducing a transparency that didn’t require numerous layers of interme...

Retired Member

Retired Member 

Top 4 Startup Goals in 2017

Running a startup is a difficult job, especially if you are not 100 percent sure whether you are going in the right direction. This is why long-term goals can help you shape your business plan and keep you on the right track. Still, if you set too ambitious goals, they will most likely result in a failure, while, if you set the bar too low, achiev...

/startups

Anthony Walton

Anthony Walton CEO at Iliad Solutions

The biggest threat to the future of your payments business

I read a couple of articles this week which reinforced my belief that the biggest threat to most payments businesses is their inability to adapt quickly enough to the changing landscape. The first one was by John Seely Brown, the Co-Chairman for Deloitte’s ‘Centre for the Edge’, a body which develops research on new corporate growth. In their Tec...

/payments

Simon James

Simon James Product Manager - BPM and Reporting at Bravura Solutions

Not all workflow is equal

Having worked in the Business Process Management (BPM) industry for nearly 20 years, primarily for software vendors, you inherit a number of preconceptions. One of those preconceptions is that all internal/integral workflow systems are inferior to an external BPM system. This preconception is born from the fact that there is no set definition for...

/regulation

Retired Member

Retired Member 

Unlocking the power of the supply chain

Most organisations aspire to be on good terms with their suppliers; indeed, collaboration has become something of a buzzword amongst supply chain professionals. Still, there is a problem: the nature of the relationship between buyer and supplier often pits the two parties against each other – the buyer wants to hold onto its cash for as long as pos...

/payments

Henri Wajsblat

Henri Wajsblat Financial Services Expert at Anaplan

2017 - The Year of Cost-Cutting

2016 was punctuated by a large number of banks announcing their intentions to cut costs. In the UK we saw efficiency drives from the like of HSBC and Lloyds Banking Group, with the latter publicly targeting a further 20% belt-tightening by the end of 2017. RBS made cuts on its investment banking side, and Barclays described itself as “unrelenting ...

/regulation

Retired Member

Retired Member 

Rise of the machines - understanding automation

Whilst there’s little denying that AI, machine learning and automation are some of the most important developing technologies, headlines that announce: “The robots are taking our jobs!” may be a little premature. When it comes to the accounting department there’s no technology (yet) that can match the problem-solving adaptability of an experienced...

/regulation

Retired Member

Retired Member 

Tell Me Once: The next decade of consumer communications

Every business quickly learns the value of the conversations they have with their customers. They aren’t only the lifeblood of any organisation fuelling transactions and growth but also offer invaluable insight into what clients want and how they communicate. The looming implementation of the MiFID II directive for financial services institutions ...

/regulation

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