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A community to discuss the future of financial services and any other interesting trends, strategies, ideas, views.
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Alexandre Neves Manager at Capgemini Financial Services
For a better formatted text, visit my LinkedIn page: European Union, a multi-level integrated area. Thank you very much for reading this article. Happy to receive your comments / feedback and suggestions. Kind regards, Alexandre Neves On 23 June 2016, UK has expressed the democratic will of leaving European Union. The key issue that lead to this ...
15 November 2017 /retail
Alex Noble Account Director at McAfee
[Please note these are my personal views and should not be assumed to be the offical position of my employer] This is an exciting time for Blockchain and there is no shortage of hype. Over the past few months there has been a barrage of blockchain news and the BitCoin price has made it into the coverage of the traditional media. There’s also been...
10 November 2017 /security
On 23 June 2016, UK has expressed the democratic will of leaving European Union. The outcome of Brexit referendum initiated the process that terminates the deep and special relationship between UK and EU. This relationship started in 1973, when UK joined the European Economic Community. Now, UK is expected to leave EU by March 2019, two years afte...
07 November 2017 /retail
Retired Member
Charles Darwin’s research showed it isn’t the strongest of the species that survives, nor the most intelligent, it is the one that is the most adaptable to change. This sentiment may have come to light in the 1800s but still bears great relevance to modern business, especially in the midst of the digital age. When it comes to explaining the concep...
18 October 2017
To have a mobile proposition is a given for lenders today. In a 2017 mortgage efficiency survey 80% of lenders provide affordability calculations, 66% can process a decision in principle and over half of lenders support the entry of a full mortgage application and case tracking. Digital offerings are on the increase with half of the lenders in th...
09 October 2017 /retail
Breana Patel CEO | Thought leader in Bank Risk & Regulations at Bonova Advisory | Risk &Regulatory Advisory
Over the years, digital technologies have found their way to many business areas within banking and finance. This is true now more than ever before, with specific technologies like Block-chain, Crypto currency, Robo Advisory etc being sought after by most financial firms. To adapt to the customer’s needs and expectations firms have been provoked
23 September 2017 /ai
Open banking rests on enabling customers to give consent and control to a third-party relationship involving their data and transactions. This ability to help the customer manage this relationship is key for the bank. The customer has the right to terminate a third party relationship at any time and request to be forgotten. The legal right to be f...
05 September 2017 /regulation
I have heard many commentators state that the millennial investor is a rare breed. They are too focused on the here and now to worry about investing to grow their wealth for the future. Five years ago I could understand this view point but the tide has now significantly changed. This is driven by two key factors as far as I can see it: The older ...
07 August 2017 /inclusion
Nanda Kumar CEO at SunTec Business Solutions
The Post API World The future of banking is being completely altered by the Payment Services Directive 2 (PSD2) which comes into play in January 2018. PSD2 opens the floodgates to financial services innovation. Instead of making banking more complex, PSD2 is forcing banks to open up their systems of record to third parties, including non-traditio...
12 July 2017 /regulation
Blockchain has captured the imagination of intellectuals and polity alike with economists, technologists, governments raving about its potential and how its poised to fundamentally change the world. Though the very genesis of blockchain was about disintermediating banking and introducing a transparency that didn’t require numerous layers of interme...
03 June 2017
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