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Trends in Financial Services

A community to discuss the future of financial services and any other interesting trends, strategies, ideas, views.

Retired Member

Retired Member 

How banks can build better engagement with business customers

With a new year just around the corner, December is typically a month in which people take the time to reflect and remember upon the year gone by. Dealt its fair share of political and economic twists and turns, it’s not surprising uncertainty has hung over the nation, denting both consumer and business confidence in 2017. In fact, in October the ...

/regulation /retail

Anthony Walton

Anthony Walton CEO at Iliad Solutions

Profitability and the future for US Banks

McKinsey has produced a paper about the next generation of banking in the United States, describing the challenges faced in customer service, innovation, and maintaining profitability in a changing world. It also predicts what banking will look like in the future, considers countries already adopting new ways of operating, and warns that American ...

/retail

Bob Lyddon

Bob Lyddon Consultant at Lyddon Consulting Services

Unicredit's FINO project and its recapitalisation as a whole

We have published a research paper - you can find it in the section "Research Papers and Training Agendas" on our website - about Unicredit's "recapitalisation". It focuses on: the rights issue for €13.0 billion launched in Q1 2017 to fund the bank's Strategic Plan the charges and provisions taken by the bank in Q4 2016, which ...

/wholesale

Alexandre Neves

Alexandre Neves Manager at Capgemini Financial Services

BREXIT - EU, a multi-level integrated area.

For a better formatted text, visit my LinkedIn page: European Union, a multi-level integrated area. Thank you very much for reading this article. Happy to receive your comments / feedback and suggestions. Kind regards, Alexandre Neves On 23 June 2016, UK has expressed the democratic will of leaving European Union. The key issue that lead to this ...

/retail

Alex Noble

Alex Noble Account Director at McAfee

Securing the Blockchain

[Please note these are my personal views and should not be assumed to be the offical position of my employer] This is an exciting time for Blockchain and there is no shortage of hype. Over the past few months there has been a barrage of blockchain news and the BitCoin price has made it into the coverage of the traditional media. There’s also been...

/security

Alexandre Neves

Alexandre Neves Manager at Capgemini Financial Services

Brexit, an overview

On 23 June 2016, UK has expressed the democratic will of leaving European Union. The outcome of Brexit referendum initiated the process that terminates the deep and special relationship between UK and EU. This relationship started in 1973, when UK joined the European Economic Community. Now, UK is expected to leave EU by March 2019, two years afte...

/retail

Retired Member

Retired Member 

Digital Transformation Adaption or Extinction

Charles Darwin’s research showed it isn’t the strongest of the species that survives, nor the most intelligent, it is the one that is the most adaptable to change. This sentiment may have come to light in the 1800s but still bears great relevance to modern business, especially in the midst of the digital age. When it comes to explaining the concep...

Retired Member

Retired Member 

Mortgages going digital .. the march of the robots

To have a mobile proposition is a given for lenders today. In a 2017 mortgage efficiency survey 80% of lenders provide affordability calculations, 66% can process a decision in principle and over half of lenders support the entry of a full mortgage application and case tracking. Digital offerings are on the increase with half of the lenders in th...

/retail

Breana Patel

Breana Patel CEO | Thought leader in Bank Risk & Regulations at Bonova Advisory | Risk &Regulatory Advisory

Unfolding Digital in Capital Markets

Over the years, digital technologies have found their way to many business areas within banking and finance. This is true now more than ever before, with specific technologies like Block-chain, Crypto currency, Robo Advisory etc being sought after by most financial firms. To adapt to the customer’s needs and expectations firms have been provoked

/ai

Retired Member

Retired Member 

Open banking and the legal right to be forgotten

Open banking rests on enabling customers to give consent and control to a third-party relationship involving their data and transactions. This ability to help the customer manage this relationship is key for the bank. The customer has the right to terminate a third party relationship at any time and request to be forgotten. The legal right to be f...

/regulation

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