Financial Inclusion

The financial services industry has much to contribute to the UN and World Bank goal of full financial inclusion by 2020. This group will focus on industry contributions, ideas, barriers and enablers.

Retired Member 

The Growing Importance of White-Label Payment Gateways in the Digital Payment Ecosystem

Introduction As businesses increasingly move towards digital transformation, payment solutions are crucial to ensuring smooth financial transactions. White-label payment gateways have emerged as a key offering in this domain, enabling businesses to offer customized, branded payment solutions without the complexities of developing a system from scr...

28 January 2025 /payments /crypto

Scott Smith Co-founder at Fizz

Credit Building Must Be Democratized For Younger Generations

In the wake of the 2009 Credit Card Accountability, Responsibility, and Disclosure (CARD) Act, college students found themselves in a peculiar financial predicament. While the intention behind the Act was good—protecting young adults from predatory lending practices and mounting credit card debt—it inadvertently created a significant barrier for s...

16 January 2025 /payments /startups

Nikunj Gundaniya Product manager at Digipay.guru

Top 7 benefits of branchless banking for banks

Branchless banking is reshaping how banks connect with customers. These solutions give you an opportunity to provide banking services without branches and thus decrease your expenses as you target more customers. The outcome of such a transformational approach is the ability of your financial institution to remain relevant within this competitive ...

13 January 2025 /inclusion

Nikunj Gundaniya Product manager at Digipay.guru

Benefits of an agency banking solution in Africa

Over the last couple of decades, financial inclusion has emerged as one of the central priorities of African countries. In many parts of the world, mass population segments live in remote locations or service-challenged areas, making traditional bank business models largely ineffective at reaching everyone. Fortunately, agent banking has emerged a...

04 December 2024 /inclusion

Retired Member 

Navigating Financial Security in 2025: Expert Strategies

With the evolving global economy and technological advancements, navigating financial security in 2024 requires strategic planning and adaptability. By focusing on diversified investments, digital tools, and informed decision-making, individuals can safeguard their wealth and achieve long-term stability. This year’s economic challenges also highli...

29 November 2024 /inclusion

Briana Marbury CEO at Interledger Foundation

What the Rise of the Finternet Means for Markets, Financial Institutions and Individuals

Due to their legacy infrastructures, most financial systems around the world are either partially or fully closed, even while digital interconnectivity is becoming ubiquitous. This prevents them from attracting external innovation and keeps them disconnected from other markets. While it’s possible to create workarounds that would increase access t...

15 October 2024 /payments /inclusion

Paula Hunter Executive Director at Mojaloop Foundation

Understanding the Difference Between IPS and Inclusive Instant Payment Systems (IIPS)

In the world of financial technology, the terms instant payment systems (IPS) and inclusive instant payment systems (IIPS) are both used to refer to digital financial transfers that allow the recipient to use the money within seconds. Though they share similarities in offering rapid financial transactions, their core objectives and impacts differ ...

23 August 2024 /payments /inclusion

Paula Hunter Executive Director at Mojaloop Foundation

Advancing Financial Inclusion Through Gender Equality

In the evolving landscape of financial inclusion, where discussions often revolve around technological advancements, regulatory frameworks, and operational challenges, one crucial aspect often gets overlooked—the intersectionality of gender. Access to financial systems can serve as a powerful catalyst for unlocking opportunities, particularly for ...

10 June 2024 /payments /inclusion

Mikhail Yegorin Head of PR at Jusan Bank

How technology and reforms are letting more people in Kazakhstan grow wealth

Retail investing has exploded in global popularity in recent years, with retail investors expected to account for 61% of global assets under management by 2030, up from 52% in 2021. The past few years have also seen headline news made by global retail investors, from the ‘meme stock’ craze to recent rushes into stocks such as Reddit and Nvidia. Wh...

10 April 2024 /wealth /retail

Paula Hunter Executive Director at Mojaloop Foundation

Unlocking Fintech Opportunities: Leveraging Digital Public Goods for Inclusive Finance

In emerging economies, inclusive instant payment systems (IIPS) are spearheading a revolution. As these systems evolve, particularly in regions like Africa and Southeast Asia, they potentially represent a direct pathway for the $10 trillion informal economy – a potential fintech market – to participate in the digital financial sector. While IIPS i...

12 March 2024 /payments /inclusion