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Fintech innovation and startups

Disruption, destruction, harmony and creation; Fintech’s new frontier – a place to discuss the cutting edge of innovation.

Sameer Singh Jaini

Sameer Singh Jaini CEO at www.TheDigitalFifth.com

Fintech without Tech?

Everyday I meet enthusiastic Fintech entrepreneurs, who have started their Fintech Businesses focused on lending, wealth management, payments etc. Most of these entrepreneurs have business background like sales / marketing / product. In their hurry to launch the business, typically they start without Tech... Few suggestions to improve the possibil...

/startups

Freddie McMahon

Freddie McMahon Director Strategy and Innovation at DF2020 Ltd

Regulations is the biggest Knowledge Management opportunity for Chatbots

Perhaps it is time to change the way we look at regulations in context to Knowledge Management. The primary benefit of regulations is to protect the interests of individuals, organisations, society and the economy. Let’s start from the perspective that imperfection is the norm and at least 80% of regulations are aligned to generate benefits for ...

/ai /regulation

Retired Member

Retired Member 

Leveraging open source tools to power your Core Insurance Business

It is no secret that insurance and insurers, as we traditionally know them, have been facing many challenges. This is due to the emergence of the new-age disruptive technologies that are altering the landscape. Given the age-old philosophy of survival of the fittest, it is companies that manage to adapt themselves in the face emerging technology, w...

Retired Member

Retired Member 

Why the banking model could break the UK economy. Part One.

25 JUL 2017 Disclaimers: I am not a disinterested commentator. At my company, we compete with the model of the banks. We are not anti-borrowing. People need to borrow to fund all sorts of things in their lives. Credit is useful and often a force for good. In moderation. I am pro-bank. Without the banks, there could be no economy, no prosperity, no...

/retail /inclusion

Chris Brown

Chris Brown CTO at Trusek

Banking on a pre-paid card platform

In recent years there have been a significant number of new "neo-banks" or "challenger banks" launched with much hype, here in the UK. Many of these appear to have been brought to market quickly, on the back of a pre-paid card platform and are buying customers now with a plan to build a revenue model in the future. Whilst I a...

/startups

Retired Member

Retired Member 

Dear Banks, You Suck and I Love You

Dear Banks, Thank you for your branches. For the long queues, the tasteless coffee and the free crackers while I have to wait for two weeks in your branch to open a bank account. Thank you for clearing cheques in five days. Thank you for the hidden and exorbitant fees. Thank you for building security features that are so secure, even I’m not clever...

/retail

Retired Member

Retired Member 

Struggling with Back Office Automation? The Answer Might be Simpler than You Think

If you are struggling to create or maintain momentum in your automation initiative, the answer may be simpler than you think. Organisations that are successfully managing automation and digital service and transaction delivery are those who are creating and following an incremental approach that maps out where to start and how to evolve over time ...

Michael Pearson

Michael Pearson Founder at Clarus Investments

The Profitability Challenge for Fintech Startups

The evidence from a sample of 20 fintech startups in the UK is that there are substantial profitability challenges that still need to be overcome. As of June 2017, the total equity investment in the sample companies I have looked at has been £852m. The total valuation of the sample at the last valuation round for each company was £2.6bn, but none ...

/startups

Retired Member

Retired Member 

Have you ever wondered how to get a UK banking or e-money license?

Have you ever wondered what it takes to start a bank or an e-money institution? Perhaps you think it’s out of the realms of possibility for anyone other than those that know the ins and outs of complex banking regulation. Or you might think that, with the influx of new financial services providers entering the market, it’s not as difficult as some...

/retail /startups

Retired Member

Retired Member 

Round-up of key take-aways from Consensus 2017 - The global blockchain conference from CoinDesk

Last week, I had the opportunity to attend Consensus 2017, Coindesk's 3rd annual blockchain technology summit in NYC. It was a great learning experience to be midst among the who's who of the blockchain ecosystem and to see blockchain in action. On the very last day, I was in conversation with Kevin Worth, the CEO of CoinDesk on the success of t...

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