Join the Community

21,469
Expert opinions
43,716
Total members
378
New members (last 30 days)
131
New opinions (last 30 days)
28,520
Total comments

Fintech innovation and startups

Disruption, destruction, harmony and creation; Fintech’s new frontier – a place to discuss the cutting edge of innovation.

Retired Member

Retired Member 

Struggling with Back Office Automation? The Answer Might be Simpler than You Think

If you are struggling to create or maintain momentum in your automation initiative, the answer may be simpler than you think. Organisations that are successfully managing automation and digital service and transaction delivery are those who are creating and following an incremental approach that maps out where to start and how to evolve over time ...

Michael Pearson

Michael Pearson Founder at Clarus Investments

The Profitability Challenge for Fintech Startups

The evidence from a sample of 20 fintech startups in the UK is that there are substantial profitability challenges that still need to be overcome. As of June 2017, the total equity investment in the sample companies I have looked at has been £852m. The total valuation of the sample at the last valuation round for each company was £2.6bn, but none ...

/startups

Retired Member

Retired Member 

Have you ever wondered how to get a UK banking or e-money license?

Have you ever wondered what it takes to start a bank or an e-money institution? Perhaps you think it’s out of the realms of possibility for anyone other than those that know the ins and outs of complex banking regulation. Or you might think that, with the influx of new financial services providers entering the market, it’s not as difficult as some...

/retail /startups

Retired Member

Retired Member 

Round-up of key take-aways from Consensus 2017 - The global blockchain conference from CoinDesk

Last week, I had the opportunity to attend Consensus 2017, Coindesk's 3rd annual blockchain technology summit in NYC. It was a great learning experience to be midst among the who's who of the blockchain ecosystem and to see blockchain in action. On the very last day, I was in conversation with Kevin Worth, the CEO of CoinDesk on the success of t...

Retired Member

Retired Member 

Opportunities for Fintech Startups in Singapore

The “American Dream” was one of those overused buzzwords until a few decades ago. That promise of "No matter who you are, where you come from, if you work hard to reach your goal, you can achieve success" drew several aspiring entrepreneurs to the land of opportunities. Due to the drastic and dramatic changes in the American society ov

/startups

Sameer Singh Jaini

Sameer Singh Jaini CEO at www.TheDigitalFifth.com

Fintech - Bank Partnership - Friction Part 1

Fintechs have started collaborating with banks across multiple areas and have begun helping the bank in building innovative products / services. This collaboration is happening across lending, deposits, payments (UPI leads the way), investments etc. This new relationship amongst Banks and Fintechs is creating immense pressure on bank’s internal sys...

/retail

Retired Member

Retired Member 

How hard is it to build a digital insurer?

At least 10 teams in Germany are currently trying to build a new fully digital insurer. Among them are for example the startup Ottonova from Munich or the Finleap Venture Element. Other young tech companies secretly work on their ventures. There are significant entry barriers to build a digital insurer in Germany and it holds a lot of risks. With

/startups

Retired Member

Retired Member 

2017- The Year of Fintech?

This year started out to be yet an exciting one for Financial Technology, I think it is safe to say 2017 is “the year of Fintech”. I support my statement by drawing attention to the growing interest in these solutions among traditional retail banks. The consumer wants their life to be as mobile as possible, so even the traditional banks have been ...

/inclusion

Damian Kimmelman

Damian Kimmelman CEO at DueDil

Lenders need a new wisdom if they want to capitalise on growth

The banking sector simply isn't lending. And when they are, lending to the wrong businesses. Access to finance continues to be a significant concern for small to medium sized enterprises (SMEs) compared with large enterprises. More SMEs experience issues with bank loan financing compared with corporates. This is worrying considering for two reason...

/retail /startups

Retired Member

Retired Member 

WHAT 100 STARTUPS WANT FROM THEIR BANKS

Business banking sucks. From accounting to invoicing and the awful customer service, business banking is painful. Our team had loads of pains with business banking. But did other people feel the same way that we did? We sat down with 100 businesses face to face for 45 minutes each to find out. We wanted to figure out what bothers businesses with t...

/retail /startups

Now Hiring