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Disruption, destruction, harmony and creation; Fintech’s new frontier – a place to discuss the cutting edge of innovation.
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Retired Member
Humans are short-term focused Ever since we were little, our (grand)parents have been pushing us to save more money for unexpected costs. The funny thing is that although many of us understand the concept of ‘saving for a rainy day’, we are still tempted to spend our money on short-term happiness such as luxury goods, holidays and restaurants. Why...
08 May 2018 /ai /inclusion
Freddie McMahon Director Strategy and Innovation at DF2020 Ltd
After so much innovation and disruptive technologies, the issues surrounding legacy systems still prevail at scale. For example, Global Banks are spending around US$220bn a year on IT expenses, with over 70% spent on maintaining legacy systems. These huge legacy maintenance costs are delivering less each year as the complexity of needs increases,...
20 April 2018 /ai
Within the financial services arena, cost cutting is still a major driver. But what else is creating the perfect storm for Fintech providers and their clients alike? Or is it all just hype? Rapid response – Constantly changing regulatory requirements, customer attitudes and the growing adoption of digital services are all forcing firms to be more a...
13 April 2018
As the millennial generation begins to enter the stage in their lives where they make larger purchases, invest, and buy property, they are finding that the traditional banking services their parents relied upon do not meet their needs. With smartphones never far away and the internet always accessible, they are seeking financial services that mee...
11 April 2018
Since the beginning of online services, lawyers have been the major influence upon the customer consent process. Their preferred instrument is to produce dense content, such as terms and conditions, combined with a tick box for the customer to acknowledge they have read, understood and given their consent. In practice, most people don’t read this ...
30 March 2018 /ai /regulation
Simon Barnby CMO at Archax
In today’s fast paced, cost-conscious world, marketing often gets overlooked–and yet for small and growing firms in particular, it is a vital activity that needs to be done. And needs to be done well. New FinTech firms, for example, are often trying to establish themselves on the global stage and get across sometimes complex messaging to an audienc...
12 March 2018 /startups
In the UK, there were two public disclosures within a 24-hour period, which provided more examples that Complex Knowledge in a documented form is no longer fit and is the causality of deeply rooted systemic risks. The first relates to the collapse of Carillion. The parliamentary Business Committee has been cross-examining the Carillion auditors. ...
23 February 2018 /regulation
Most business startups usually begin with high hopes and investor confidence. However, a few circumstances can either make or mar any business startup. A comprehensive research conducted by experts has shown that business startups within the first year often capitulate due to a myriad of reasons. The salient requirement for any business to prosper ...
22 February 2018 /startups
Victor Martin CMO at SquareRoot
The environment in the financial service industry is complicated, and this makes business in this industry not so customer-friendly. However, FinTech has been introduced for more than five years now and promises a vast scope for improving customer experience. The FinTech space has a large room for improvement in the traditional FinServe (Financial...
05 February 2018
Nick Ogden Chairman at Ogden Research
One interesting option is through the SETsquared Entrepreneur Programme for Tech Start-ups which has its next 2-day programme in Guildford - 1st and 2nd February 2018. SETsquared is the world's largest university based business incubator and has supported over 1,000 hi-tech start-ups to develop and raise more than £1.25bn of investment This progr
08 January 2018 /startups
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