Future Finance

Finextra and Oracle have gathered together some of the industry's top thought leaders to discuss, debate and analyse the key trends and issues within transaction banking, regulations and retail banking. This group will focus on upcoming regulations, new service offerings and industry debate shaping the new financial services landscape with regular blog posts, video interviews, webcasts debates and surveys.

Retired Member 

Payments romance: When Apple met NFC

The yearly Apple keynote wasn't a demonstration of new products. Since its inception it's increasingly become a parade of the firm's utter dominance of the consumer technology market. A stunt of self-publicity focused just as much on its own glory than future potential. And rightly so. I don't care much for self-promotion, but if you've done as mu...

25 October 2013 /payments /retail

Retired Member 

Shanghai Free Trade Zone: What should your strategy be?

Few initiatives in the past couple of years have captured the attention of China’s financial services community more than the recently opened Shanghai Free Trade Zone. Situated in the eastern part of Shanghai and encompassing 29km2 of land which, like the rest of Pudong, was all farmland as little as ten years ago. The Zone to Rule all Zones Depen...

25 October 2013

Tushar Chitra Vice President, Product Strategy and Marketing at Oracle Financial Services Software

Cash and Trade Convergence in Transaction Banking

Are you corporate clients demanding a more holistic treasury solution? The global economy is in a state of flux. International trade has been beset by the extreme volatility of currencies. Following the US government shutdown, the US Dollar fell to an eight-month low. This was preceded by the weakening of currencies in emerging markets such as Ind...

23 October 2013

Elton Cane Digital product delivery at News Corp Australia

Chinese banks happy with 12-year-old browser

PCs are the forgotten platform for Chinese banks, who are focusing development efforts on the mobile channel and leaving desktop users reliant on Internet Explorer 6. For anyone involved in web development, having to support multiple older browsers is a constant hassle. And Internet Explorer 6, with its lack of support for modern web standards and...

23 October 2013 /retail

Retired Member 

Restructuring the RMB and Foreign Banks in China

In a heavily regulated market like China, it’s easy to point out what can’t be done, but sometimes difficult to identify what can be. Many banks look at the market and see it as being too difficult or as you might say in Chinese ‘mafan’ or troublesome. It is easy to look at any industry in China being like this, but what’s critical in the market is...

23 October 2013

Elton Cane Digital product delivery at News Corp Australia

Sometimes you've got to force convenience on people.

I've got a confession to make. I still sign my signature with a pen when I use my credit card. I don't have to, and I really shouldn't. I've been writing about technology, banking and payments on and off for about 15 years. I consider myself fairly digital savvy, I like gadgets, and I went through the whole transition to Chip and Pin when I was liv...

18 October 2013 /payments

Dan Barnes Writer at Information Corporation

Farewell Tucker

On 8 October Paul Tucker, the deputy governor of the Bank of England since March 2009, made several revelations in his final appearance before the House of Commons Treasury Committee. This week, will leave his post. Tucker seems an affable man with a habit of waving both hands as he talks, a little like a conductor for a complex orchestra, which

17 October 2013

Retired Member 

Great Expectations, Asian Retail banking Customers

The Asian retail banking customer is changing. Increasingly wealthy and connected, customers want even more from their banks and are becoming picky about who they bank with to get it. This increasingly demanding customer of course has increasingly high-expectations for their bank and the service that they want from their bank. The way they want it ...

14 October 2013

Elton Cane Digital product delivery at News Corp Australia

Is that a worm in my ATM?

When ATM vendors got behind Windows XP as a replacement for IBM’s OS/2 as it neared the end of its shelf life 10 years ago, there was a predictable flurry of concern. And instinctively, the concerns made sense. Why would you use the most popular and most targeted all-purpose PC operating system to run such a machine with very specific functions and...

11 October 2013 /security /retail

Retired Member 

Development of Wealth Management in China

Cash is always king and no more so than in China. Traditionally a very cash-based market with many High Net Worth Individuals (HNWI) skeptical of having someone else manage their money, wealth management got off to a slow start in China. It started with the establishment of few foreign private banking such as Citi Bank, UBS, and HSBC in China in 2...

10 October 2013