Future Finance

Finextra and Oracle have gathered together some of the industry's top thought leaders to discuss, debate and analyse the key trends and issues within transaction banking, regulations and retail banking. This group will focus on upcoming regulations, new service offerings and industry debate shaping the new financial services landscape with regular blog posts, video interviews, webcasts debates and surveys.

Dan Barnes Writer at Information Corporation

FX probe: Punching a horse

In the UK there’s a guy who is about to be sentenced for punching a police horse during a riot after a football match. Football violence, like misbehaviour in other areas of society (including banking), is becoming a thing of the past due to the almost inescapable recording of events. In the case of the football riot, the man pleaded that he had

08 October 2013

Tushar Chitra Vice President, Product Strategy and Marketing at Oracle Financial Services Software

Retail Consumer Banking Through Social Media

Still Unsure About Retail Consumer Banking Through Social Media? Act Fast or Get Left Behind! Picture this scenario: You are on your facebook page, busy ignoring the endless motivational messages and done-to-death jokes shared by your virtual acquaintances. You notice a sponsored message for Lotto shoes at an attractive discount. You have wanted t...

07 October 2013 /retail

Elton Cane Digital product delivery at News Corp Australia

Aussie real-time payments gaining momentum

It’s going to be a busy few years ahead for payments transformation in Australia. The announcement last week that EFTPOS, the electronic point of sale debit card network, was moving away from bilateral links to embrace a central hub model with FIS comes on top of industry moves to finalise by the end of the year plans to implement a real-time payme...

07 October 2013 /payments /retail

Retired Member 

Crowdsourcing in banking: Realising the potential

Crowdsourcing is a powerful thing. So powerful it's starting to make some waves in the banking world, but it isn't new. I've always been an advocate of it as a method of highlighting and organising quality content, ever since I first logged on to the Digg.com news site (now shoved out the door by the more popular aggregator, Reddit). For the unin...

07 October 2013 /retail

Retired Member 

VIDEO: Mobile payments: Sibos's holy grail?

Tushar Chitra, senior director, product marketing at Flexcube, Oracle, discusses where mobile technology is headed, the retail ecosystem and mobile payments. Watch the video here.

07 October 2013 /payments

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

VIDEO: The challenges of global transaction banks

Saket Pabby,VP, Oracle revenue management and billing, discusses the challenges facing global transaction banks and how analytics is shaping transaction banking. Watch the video here.

04 October 2013

Retired Member 

Strategy and Positioning of Supra-regional Banks

Although the Asian banking market presents a tremendous opportunity for banks, it is also increasingly competitive as smaller banks grow and innovate to compete against their large rivals. This competition, coupled with slowing growth in many countries is pushing large domestic banks to start looking abroad outside of their home countries. China’s...

01 October 2013

Dan Barnes Writer at Information Corporation

What cost compliance?

When regulators lay out massive fines for non-compliance they flood budgets with money, where previously there was (presumably) little or none. When HSBC was fined US$1.9 billion by US regulators it effectively made a US$1.8 billion investment case within the bank for anti-money laundering technology. However, banks are hard up for cash, what with...

30 September 2013

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

You're not cool enough for mobile

As you can imagine, Sibos is a showcase for the dark suit (no matter the weather). You can see some fight against the greys, blacks and blues - the sharp tie, the custom made lining, the Day-Glo nail polish, patterned tights or snazzy heels. But by and large, the sober suit (for men and women) tends to win the sartorial challenge at shows like Si...

25 September 2013 /sibos

Retired Member 

Hidden Risks in Mobile Banking: how are you overcoming them?

According to a user survey on mobile banking security conducted by the CFCA (Communications Fraud Control Association), users’ assessment of how safe mobile banking is has really not changed since 2010. But are the users’ security concerns valid or do they arise from a lack of understanding of how mobile banking works? Perhaps even more so than mo...

23 September 2013