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Payments strategies 2015-2020-2030

Payments systems visions, strategies, trends, pilots, forecasting, and planning for the short-, medium-, and far-term.

Justin Hanna

Justin Hanna 

Money 20/20: Unveiling the Future of Finance with AI, Cross-Border Payments, and Neobanks

This week Money 20/20, the world's leading event for the financial industry, once again took over Amsterdam, bringing together the brightest minds, innovative technologies, and ground-breaking ideas. Having just got back, I have noted down some of my initial takeaways about the key themes which stood out at this year's event as transformative tren...

/payments /predictions

Thomas Mueller

Thomas Mueller Co-Founder & CEO at Rivero AG

The Impact of ChatGPT and Large Language Models on Payments

Advancements in generative artificial intelligence, and in particular large language models (LLM) such as ChatGPT, have simultaneously caused mass excitement and concern about their impact on each and every industry. As an industry that has already dipped its toe into the field of AI, payments is a little-discussed yet key testing ground for the r...

/payments /retail

Fernando Zandona

Fernando Zandona CEO at Mambu

What does Big Tech breaking into BNPL mean for banks?

Buy Now Pay Later (BNPL) isn’t delaying its growth. Apple recently launched its awaited ‘Apple Pay Later’ feature in the US, allowing users to split purchases into four payments over six weeks, with no interest and no fees. This is not the first move Big Tech has moved into the BNPL space. BNPL companies like Afterpay already have partnerships wit...

/payments

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

Cross-Border Payment Processing: Challenges and Solutions

Cross-border payment processing refers to the process of sending and receiving payments between businesses and consumers in different countries. Cross-border payments can be complex and challenging, requiring careful attention to currency conversion, regulatory compliance, and other factors. Here's a look at some of the key challenges of cross-bor...

/payments /markets

Rowan Brewer

Rowan Brewer CEO at Paymentology

The Rise of the Multi-currency Bank Account

In recent years, the world has become more connected than ever. 15 - 20 % of ecommerce transaction value is already international, a trend that is steadily growing. Consequently, banks are increasingly offering multi-currency accounts, enabling individuals and businesses to receive, pay, and hold different currencies within a single account. Mult...

/payments /retail

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

The Impact of Payment Processing on Customer Experience and Loyalty

Payment processing is a critical aspect of e-commerce, and can have a significant impact on customer experience and loyalty. A smooth and secure payment process offering multiple local payment methods can enhance the overall customer experience, while a cumbersome or insecure payment process can detract from it. Here's how payment processing can i...

/payments /markets

Fatemeh Nikayin

Fatemeh Nikayin Co-Founder at Rivero

The Card Payments Value Chain Analysed (Part II)

Now that we have outlined the different parts of a card payments value chain, we can explore how issuing banks can optimise their value chain. How is the card payment value chain structured? And what are the challenges for issuing banks? As covered in the previous article, the card payment value chain consists of several parts. Traditionally, ba...

/payments /retail

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

Why Merchants Can No Longer Overlook The Rise in Crypto Payments

Cryptocurrencies are a trending topic regularly discussed yet rarely understood. The highly publicised price spike of Bitcoin in late November 2021 triggered a wave of public interest in decentralised finance, with businesses, consumers and investors seeking out new opportunities across the crypto ecosystem. However, the sudden willingness to embr...

/payments /crypto

Brad Hyett

Brad Hyett CEO at phos

How has SoftPoS evolved throughout the years

With the help of SoftPoS, also referred to as "Tap to Pay" technology, retailers and vendors can transform phones and other mobile devices into contactless payment terminals. For smaller businesses, this means cost savings over traditional POS terminals, i.e. costly chip and pin machines. Meanwhile, larger retailers can rapidly increase...

/payments

Stan Cowan

Stan Cowan 

How to Accelerate Your Real-Time Fraud Detection

According to a recent survey from PYMNTS, over 71% of executives are significantly interested in real-time payment systems. It’s easy to see the value in near-instant transactions – faster account openings, purchase confirmations, fund transfers between banks, amongst others. These benefit businesses, consumer and financial institutions (FIs) Even...

/payments /crime

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