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Payments systems visions, strategies, trends, pilots, forecasting, and planning for the short-, medium-, and far-term.
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Vilmos Levente Kovacs Managing Director at Simplexion Informatikai Kft.
I was received a question about my article published some days before, that can account portability worth to banks? At first sight it’s easy to say yes. If using the analogy of regulatory intervention of cell phone companies, the answer is not obvious. Cell phone companies that forced by regulators to implement phone number portability and roaming...
03 July 2011 /payments
The timing reason of the question is an announced of British banks that being on a verge of account portability implementation. Connection with same day clearing as if Hungary is might up to slip the most important condition. This most important condition is the standardization of bank - client communication. Without the standardization it is inc...
23 June 2011 /payments
It seems that the biggest European banks find the time has come to establish an own card company. Can be a new card company successful against the duopoly of VISA and MaterCard, so that China wants to establish its own one? It's not easy to answer yes to that question at first sight. However note that the NCF (Near Field Communication) chip integr
15 June 2011 /payments
Retired Member
Financial institutions, banks and credit cards companies, have invested billions of euros over the last 30 years on payments systems. However over time the complexity of the overall system architectures in place is proving hard to leverage to meet today's demands. But doing away with the old and start from scratch with the new will prove more diff...
13 June 2011 /payments
Every time I get new service or new card, I get new user name and new PIN code. As it is written in many data security manuals, never store your codes next to computer, mobile device or similar places, where it can be found. it is also written that newer use same user names or passwords to different places. Problem is that I will forget passwords ...
07 June 2011 /payments
I have been working with one client to research and open their eyes about different options about to pay online. For example, in my former native country- Finland- most of the people prefer to pay with online bank based debit payments over credit cards when doing business online. 70 % or more is exact number. It is easy, it is fast and both mercha...
01 June 2011 /payments
Glenbrook Partners, a well respected payments strategy and consulting firm is on a mission to discover if the long-awaited ‘tipping point' in B2B payments, signaling a world in which electronic payments are the norm, has finally arrived. In pursuit of the answer, they've been interviewing solution providers. View their list of company interviews (...
31 May 2011 /payments
There has been lot of debate about Google Wallet, which itself is a new way to have credit card. It is plastic alright, but not like plastic we are used to have. It has screen, touch pads and you can also call or surf with it. It is also called as mobile phone. This is new step, which has been already tested with many companies in the last past 10...
Miloslav Hoschek Freelancer at e-Silk Road, NGO
copyright Miloslav HOSCHEK PhD independent consultant mhoschek/ad/gmail.com
24 May 2011
Some years ago I was in charge of Nordic payment project, where we suppose to build a common interface for Nordic online bank. For several years that project was stuck, because a lot of misunderstandings. When it was my time to lead a project, it took me some months until noticed what is wrong. In the project group there were four members from fou...
23 May 2011 /payments
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