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Payments strategies 2015-2020-2030

Payments systems visions, strategies, trends, pilots, forecasting, and planning for the short-, medium-, and far-term.

Andres Fontao

Andres Fontao Partner at finnovista

Customer journey is key to mobile payments success

Having spent the greater part of the past two months on the road, speaking and debating with digital bankers, payment thought leaders, mobile evangelists and the like, it has become clear that for mobile payments to succeed, it must focus on the customer journey rather than the technology. By customer, I refer to both the payee and the beneficiary...

/payments

Retired Member

Retired Member 

Dodd-Frank section 1073 has potential global impact

Dodd-Frank section 1073 generated much comment at both the International Payments Framework Association (IPFA) General Meeting and the NACHA Global Payments Forum (GPF) conferences in Munich this week. A straw poll of the GPF delegates revealed that two thirds of the attendees believed it has the potential to change the business model for consumer...

/payments

Andres Fontao

Andres Fontao Partner at finnovista

On the mobile payments front at MWC: Much ado about nothing

High expectations were put into place with the series of announcements leading up to MWC last week, as well as during the weeklong event itself. With all the hoopla surrounding the press announcements, joint ventures and acquisitions that transcended geographies, technologies, industries and socio-demographics, it would appear that mobile financia...

/payments

Retired Member

Retired Member 

The Role of Vendor Enrollment in B2B ePayments Adoption

I attend many payments industry conferences and meet with many payments professionals, and I continually hear the same theme around vendor enrollment, also referred to as vendor enablement or vendor adoption. It is the single biggest hurdle for companies seeking to migrate from checks to electronic payments such as ACH or virtual card. Because mo...

/payments

Retired Member

Retired Member 

Top 5 AP Trends for 2012

The current economic climate is forcing companies to pursue lean operations as strongly as ever. It’s a message that we hear at SunGard, and that you may hear from your employer as well. Lean operations are driven by the understanding that only the most efficient organizations survive. The latest issue of Financial Operations Matters, publishe...

/payments

Retired Member

Retired Member 

Is Same-Day ACH In Our Near Future?

NACHA, the Electronic Payments Association, is the organization that manages the development, administration and governance of the ACH Network. They recently proposed the Expedited Processing and Settlement (EPS) amendment to the NACHA Operating Rules (“Rules”) that would enable ACH entries to be processed and settled on the same day that they ar...

/payments

Miloslav Hoschek

Miloslav Hoschek Freelancer at e-Silk Road, NGO

Imagine Y2050 new payment structure for 1300mil migrants

TILL 2050 THERE WILL COME TO EUROPE 1,3 BILLION NEW MIGRANTS..... copyright Miloslav HOSCHEK PhD independent consultant mhoschek/ad/gmail.com

/payments /regulation

Nikhil Mittal

Nikhil Mittal Financial Crimes Consultant at Wells Fargo

SEPA and the potential Euro fallout

The hush-hush on the street is Greece is out, Italy may go down, next in line could potentially be Spain and so on. The newspapers are ripe with the last minute reforms and short-term strategies to bail-out some of the largest economies within the Euro zone, steps like resignations of the top leaders and acceptence of reforms by some to save the s...

/payments /regulation

Retired Member

Retired Member 

Banking and payments in 2020

It was 1995 when I started to work with online banking.We created services like mobile banking in year 1997 for WAP based mobile banking with Post It Notes because there were no WAP phone in hand. Now I am thinking how we do banking in 2020. Share your visions, here is mine. - In 2020 there will be traditional lending banks and more advanced paym...

/payments

Retired Member

Retired Member 

The Remittance Data Transport Conundrum for Banks

Small and large companies alike want more streamlined A/R processes. The driver behind a common standard for remittance information delivery is to enhance the value of and promote the growth of electronic payments in order to improve efficiencies and enable straight-through processing. Earlier this summer, I attended a remittance standards confer...

/payments /sibos

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