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Payments strategies 2015-2020-2030

Payments systems visions, strategies, trends, pilots, forecasting, and planning for the short-, medium-, and far-term.

Retired Member

Retired Member 

Virtual Cards III: How Differ From PCards And Ghost Cards

In Part I of my virtual card blog series I described the nature of a virtual card program. In Part II, I described how corporations can use virtual card programs to help generate revenue. In Part III, I will discuss how virtual cards differ from purchasing cards (PCards) and ghost cards. Virtual Cards Virtual cards are just that – virtual! The...

/payments

Retired Member

Retired Member 

Virtual Cards Part II:How Companies Use Them to Earn Revenue

In Part I of my virtual card blog series I described the nature of a virtual card program. In part II, I will describe how corporations can use virtual card programs to help generate revenue. More and more corporations are seeing the benefits of migrating paper checks to electronic and now specifically to virtual card programs. Virtual card techn...

/payments

Retired Member

Retired Member 

Baby steps for m-wallet

Like Chris Skinner just wrote in his blog, there is a war on m-wallets. But what is really m-wallet fuzz all about? There have been and there still are several players who want to create mobile wallet, which one will replace current leather folder from our pocket. There are brilliant ideas how and what it could contain, but still only execution ...

/payments

Retired Member

Retired Member 

Virtual Card Programs Part I: What Exactly Are They?

Corporations remain under continuous pressure to reduce costs and improve operational efficiencies. One of the easiest ways to do this is by migrating payments from check to electronic. However, I am seeing more and more corporations taking the migration to electronic payments a step further by implementing virtual card programs which can turn the...

/payments

Andres Fontao

Andres Fontao Partner at finnovista

Customer journey is key to mobile payments success

Having spent the greater part of the past two months on the road, speaking and debating with digital bankers, payment thought leaders, mobile evangelists and the like, it has become clear that for mobile payments to succeed, it must focus on the customer journey rather than the technology. By customer, I refer to both the payee and the beneficiary...

/payments

Retired Member

Retired Member 

Dodd-Frank section 1073 has potential global impact

Dodd-Frank section 1073 generated much comment at both the International Payments Framework Association (IPFA) General Meeting and the NACHA Global Payments Forum (GPF) conferences in Munich this week. A straw poll of the GPF delegates revealed that two thirds of the attendees believed it has the potential to change the business model for consumer...

/payments

Andres Fontao

Andres Fontao Partner at finnovista

On the mobile payments front at MWC: Much ado about nothing

High expectations were put into place with the series of announcements leading up to MWC last week, as well as during the weeklong event itself. With all the hoopla surrounding the press announcements, joint ventures and acquisitions that transcended geographies, technologies, industries and socio-demographics, it would appear that mobile financia...

/payments

Retired Member

Retired Member 

The Role of Vendor Enrollment in B2B ePayments Adoption

I attend many payments industry conferences and meet with many payments professionals, and I continually hear the same theme around vendor enrollment, also referred to as vendor enablement or vendor adoption. It is the single biggest hurdle for companies seeking to migrate from checks to electronic payments such as ACH or virtual card. Because mo...

/payments

Retired Member

Retired Member 

Top 5 AP Trends for 2012

The current economic climate is forcing companies to pursue lean operations as strongly as ever. It’s a message that we hear at SunGard, and that you may hear from your employer as well. Lean operations are driven by the understanding that only the most efficient organizations survive. The latest issue of Financial Operations Matters, publishe...

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Retired Member

Retired Member 

Is Same-Day ACH In Our Near Future?

NACHA, the Electronic Payments Association, is the organization that manages the development, administration and governance of the ACH Network. They recently proposed the Expedited Processing and Settlement (EPS) amendment to the NACHA Operating Rules (“Rules”) that would enable ACH entries to be processed and settled on the same day that they ar...

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