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Payments strategies 2015-2020-2030

Payments systems visions, strategies, trends, pilots, forecasting, and planning for the short-, medium-, and far-term.

Jared Ronski

Jared Ronski Co-founder at MerchACT

Why Startups Need to Make Payments Experience a Priority

In 2017, U.S. online retail experienced the largest year to year growth since 2011, and ecommerce represented 13 percent of total retail sales. Clearly, consumers like shopping online, and that trend is only expected to grow. And if you’re a startup, it’s absolutely vital your payment experience is user-friendly: 75 percent of startups fail, and t...

/payments /startups

Retired Member

Retired Member 

Artificial Intelligence at the changing face of Payment Fraud

A continuous strive towards making payment faster and easier is embracing technology innovation, like never before, which at the same time is creating newer risk exposures for frauds and money laundering. Multi-dimensional initiatives around setting up new infrastructure (RTP in the US, NPP in AUS), building new services/channels (Zelle, fragmente...

/ai /payments

Rolf Hauge

Rolf Hauge CEO at Commercial Banking Applications (CBA)

Ready for real-time payments? How about real-time banking?

As banks examine their readiness to deliver on the potential of new real-time payment schemes and meeting customer expectations for an ‘always-on’ service, it’s an ideal time to consider not only real-time payments, but also the full potential for real-time banking. Banking and payments are intrinsically linked – all banking activity (aside from m...

/payments

Jared Ronski

Jared Ronski Co-founder at MerchACT

Evolving Payments in the Era of IoT

The Internet of Things (IoT) – once a buzzword – is now becoming a reality. As we approach a staggering 31 billion connected devices worldwide within the next two years, retailers are wondering how to edge in on this new technology to increase revenues. Retailers that have already bought into this technology as a way to sell are enjoying a myriad...

/ai /payments

Retired Member

Retired Member 

Customer personalisation: What do shoppers actually want?

Much like the British weather so far this year, the forecast for British retail in 2018 is mixed. We’ve seen reports of store closures and job losses, but it isn’t all doom and gloom; shopping centre owner Hammerson has just reported a strong start to the year despite ongoing challenges for the high street. There are reasons to be optimistic. To q...

/payments

Ward Hagenaar

Ward Hagenaar Head of Consulting - Co-Founder at PaymentGenes

Will a PSD2 based initiative from the airline sector drive sales and reduce costs?

This remains to be seen. IATA and Deutsche Bank launch a PSD2 based initiative focussed on potential cost reduction with card payments in the airline industry. Certainly an interesting move by International Air Transport Association (IATA) and Deutsche Bank. It could increase pressure on the payments industry regarding costs, innovation and will l...

Domenico Scaffidi

Domenico Scaffidi Payments Industry Expert -CEO & Founder at DS Payments Ltd

The Next Stage Real-Time Evolution is Here

Fragmentation resulting from multiple Pan European Immediate Payments schemes is a challenge but solutions exist We are facing a proliferation of Pan EU Instant Payment Services in Europe. Most industry players and experts are aware of the dangers of fragmentation and the reasons why this issue needs to be addressed. Even though the new schemes ...

/payments

Sadra Boutorabi

Sadra Boutorabi Product Marketing Director at GPayments

Why Biometric Identification is the Future for Online Payment Authorisation

Thanks to the increase in mobile technology and online shopping in recent years, the need for simple and secure online payment methods has become an important issue. With our newfound freedom of being able to purchase pretty much anything imaginable from the comfort of a mobile device, there comes a significantly increased risk of identity theft ...

/security

Jeremy Light

Jeremy Light Co-founder at Fourdotzero

The Atomisation of Payments Part 2

Payments are atomising… In part 1 of my blog on atomising payments, I explained how payments volumes are likely to expand 25 times or more in the future, resulting in trillions of new payments. In part 2, I explain a precedent for this atomisation and its implications, and what the payments industry needs to do. Precedent and Implications Ato...

/payments

Bob Lyddon

Bob Lyddon Consultant at Lyddon Consulting Services

UK NPA Blueprint, NPSO, PSF, UK Finance - a nuclear malfunction of governance and process

The Chair, CEO and initial board of the New Payment System Operator company have been announced, this “NPSO” being the organisation that will receive the tablets-of-stone of the UK Payment Strategy from the Payment Strategy Forum in December: the Blueprint for the New Payments Architecture or “NPA”. Seven individuals are named: Four of “the great...

/payments

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