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Payments strategies 2015-2020-2030

Payments systems visions, strategies, trends, pilots, forecasting, and planning for the short-, medium-, and far-term.

Paul Marcantonio

Paul Marcantonio Head of UK/Western Europe at Ecommpay

Fighting Friction in the Payment Process

It goes without saying (but I’ll say it anyway) that the payment process – as the make-or-break moment of any customer journey – must be as smooth as possible. So why are so many e-Commerce sites still struggling, weighed down by shoddy design, confusing error codes, and cobbled-together tech? Well, because it turns out that first creating and the...

/payments

Retired Member

Retired Member 

Consolidation of Payment Rails

Visa’s planned acquisition of Earthport is the latest in a recent series of consolidations in the global payment systems sector, following in the wake of MasterCard’s purchase of UK operator VocaLink and Worldline’s purchase of the Swiss operator SIX Payments Services. For the two major credit card companies it is a move into handling payment tran...

/payments

Simon Wilson

Simon Wilson MD, Transaction Automation at valanticFSA

2019 predictions: Open Source, Instant Payments and PSD2 to spur payments transformation

Payments transformation will take centre stage for banks in 2019. Bank resilience hit the headlines in 2018, prompting the UK’s Treasury Select committee to announce a probe into the reasons for and the impact of – mainly payments related – IT failures. This comes after a number of well publicised events, where payment systems went down, and cust...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Crusade against cash

I have written 380 blogs in Finextra since I was invited to join in 2008. Mostly about themes like e-banking, e-invoicing, e-id, e-salary, payments, the Single Market and lately more about the data-driven economy and its drivers DLT, GDPR and MyData. I am very grateful for having received some 1,6 million views and will try hard to get to the 2 mi...

/inclusion

Retired Member

Retired Member 

Modernizing The Gift Card: Take Your Incentives To The Next Level

Gift cards continue to play an extremely important role in incentive marketing. Last year alone, the North American corporate market spent over $80 billion on incentives – including merchandise, experiences, and gift cards. Everyone has used a gift card at some point in their lives; gift cards are as ubiquitous as cash or cards at modern retails s...

/payments

Jared Ronski

Jared Ronski Co-founder at MerchACT

The Chargeback Battle Has Just Begun

The hustle and bustle of holiday shopping season is in full-swing, and with it comes the threat of a spike in chargebacks. While the excitement of increased ecommerce sales—to the tune of a predicted $119.99 billion—may glisten in merchants’ eyes, they should not forget what is lurking around after the holiday excitement calms. This increased ecom...

/payments

Retired Member

Retired Member 

The Right Partner Can Make All The Difference!

One of the most important aspects of being a successful person is knowing that “you can’t do it alone.” Something I learned at a very early age is that you are only as good as the people you surround yourself with. Hurdling may be an individual sport, but I wouldn’t have reached the top of the podium at the 1992 Olympics without the help and suppo...

/retail

Retired Member

Retired Member 

8 Ways To Recognize Small Accomplishments

To ensure your employees succeed, I suggest the following plan for recognizing and rewarding small accomplishments: Publicly Recognize Your Hard-Working Employees Perception and optics matter. Recognize achievements, celebrate milestones, and strengthen bonds by publicly acknowledging small wins. Create a culture that is built for future success....

/retail

Jared Ronski

Jared Ronski Co-founder at MerchACT

High Risk Holidays: Avoiding Termination During Peak Season

As the holidays swing into full-gear in 2018, high risk ecommerce merchants are well-advised to prepare their business for an onslaught of sales—and fraud. With an expected 15% year-over-year increase in online sales, high risk merchants are especially prone to problems arising from volume spikes, fraud spikes, and bad actors looking to exploit on...

/security /payments

Retired Member

Retired Member 

Monetising the UK’s new Request to Pay service

Having just attended the Pay.UK (formerly known as New Payment System Operator (NPSO)) progress update event, there seems to be a good amount of excitement, anticipation and intrigue around the launch of the New Payments Architecture (NPA) and associated End User Overlay Services – Request to Pay (RtP) and Confirmation of Payee (CoP). The ramific...

/retail

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