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Payments systems visions, strategies, trends, pilots, forecasting, and planning for the short-, medium-, and far-term.
As banks examine their readiness to deliver on the potential of new real-time payment schemes and meeting customer expectations for an ‘always-on’ service, it’s an ideal time to consider not only real...
The Internet of Things (IoT) – once a buzzword – is now becoming a reality. As we approach a staggering 31 billion connected devices worldwide within the next two years, retailers are wondering how t...
Much like the British weather so far this year, the forecast for British retail in 2018 is mixed. We’ve seen reports of store closures and job losses, but it isn’t all doom and gloom; shopping centre ...
This remains to be seen. IATA and Deutsche Bank launch a PSD2 based initiative focussed on potential cost reduction with card payments in the airline industry. Certainly an interesting move by Interna...
Fragmentation resulting from multiple Pan European Immediate Payments schemes is a challenge but solutions exist We are facing a proliferation of Pan EU Instant Payment Services in Europe. Most ind...
Thanks to the increase in mobile technology and online shopping in recent years, the need for simple and secure online payment methods has become an important issue. With our newfound freedom of bei...
Payments are atomising… In part 1 of my blog on atomising payments, I explained how payments volumes are likely to expand 25 times or more in the future, resulting in trillions of new payments. In p...
The Chair, CEO and initial board of the New Payment System Operator company have been announced, this “NPSO” being the organisation that will receive the tablets-of-stone of the UK Payment Strategy fr...
Is the future of payments happening in India now? Forget cards, forget smartphones, in India it’s possible for a consumer to authorise and authenticate a payment with their fingerprint. Is this the fu...
PSD2 takes effect in Jan 2018 – in less than 4 months time and the EBA still has a lot of work to complete. Whilst the controversy around the RTS on Strong Customer Authentication & Secure Communi...
The demands of today’s shopper can make a retailer’s head spin. They love shopping online, but are more likely to buy in-store, they hate queuing but won’t do anything about it. They see shopping a...
There has been interesting news with a major banking platform offering Cardless Cash at ATM’s[1]. Having worked alongside the RBS project in 2006 to launch access to emergency cash in 2007 whist wor...