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A community for discussing the application of Web 2.0 technologies to financial services.
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Martin Bailey Technology Product Director at Temenos
Unsurprisingly, working for a software house specialising in Core Banking systems, we spend a fair proportion of our time talking about customer service and what banking customers really want from their bank. During one of these conversations - the subject turned to who do you bank with, how long have you been there and why. The first two question...
03 June 2011 /retail
Retired Member
I was having dinner with an entrepreneur in the Indian payments space earlier today. The emerging business models and evolving consumer adoption trends in banking & financial services, soon overshadowed the culinary delights that had adorned the table! A silent revolution is unfolding on the ground, which otherwise appear frequently on busines
18 May 2011 /payments /retail
Paul Blank e-Trading Solutions at TradAir
Is Deutche Bank calling the top for Retail FX? Deutsche Bank is exiting the Retail FX space by selling its hugely successful FX platform dbFX to Gain Capital, in order to focus on its core institutional FX business. The business was started in 2006, using technology provided by FXCM. However, this was no ordinary retail FX business, this was Deutsc...
22 April 2011
Brett King CEO & Founder at Moven
Ok, so the feedback from Finextra's #finxsm event this week is that we're finally coming to grips with the fact that Social Media isn't going to disappear into the night like some passing fad. Good news! It's interesting though, whenever a major disruptor like social media, the internet, etc has come along, inevitably there are many traditional ma...
08 April 2011 /regulation /retail
Banking is changing forever. Organizations like Britannica, Blockbuster, Borders, and even Bank of America (hint: don’t start a business with ‘B’) all suffer from the same collective challenge. When your business is built around a specific distribution model, how can you adapt when that distribution model is no longer relevant? The inertia behind ...
18 March 2011
Have published a report recently on Electronic Payments in India recently. The report attempts to outline key trends and developments in the domain and identify some key opportunities and challenges that would emerge as we move forward in this decade. The report is distinct in that it has been written from a business perspective, and touches upon a...
14 February 2011 /payments
Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted
I have had a number of interesting chats with IT, information security and risk people about BYO (bring your own) technology and devices, and collaborative social sharing software, lately. (they were part of the non-editorial part of my job, so I can't spill the identity beans-yes, I know, it pisses me off too) Anyway, we all know the considered a...
26 January 2011 /regulation /wholesale
India is at the cusp of evolving a radical mobile-based banking & payments framework, which could potentially revolutionize the approach to financial inclusion and electronic payments. With over 700 million mobile connections, and growing, much has been written about the opportunity for leveraging the mobile to empower citizens to conduct safe ...
20 January 2011 /payments
I read with interest a post pointed out to me by @JenRBoyd posted on Mobile Commerce Daily highlighting a recent Celent report comparing US and EU investment in multi-channel. The problem here is that the conclusions of the report are correct, but even the report itself suffers from an old-school view of the banking arena, that is, we are still as...
04 January 2011 /payments /retail
In Part I of this post we blogged about how Kiva stands to benefit greatly by adopting a more social design and, more importantly, incorporating game-like mechanics to expand its user base and create a rich, engaging environment for lenders. On Friday, GamesBeat(VentureBeat) published a post on the trend in "gamification" of applications...
15 December 2010 /payments /retail
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