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Finance 2.0

A community for discussing the application of Web 2.0 technologies to financial services.

Retired Member

Retired Member 

Online Entrepreneurs the New Investment Banking

The Dilemma Last week a talented 22-year old finance/law student I mentor recently faced a dilemma between joining a “bulge-bracket” Investment Bank and following his online dreams. Several of his University colleagues and recruitment specialists I subsequently spoke with confirmed that this daunting career cross-road had quietly become commonpla...

/regulation

Retired Member

Retired Member 

The impact of Googorola on mobile financial services

The news that Google has acquired Motorola will add fresh fuel to the smartphone fire that rages between Apple, Google and Microsoft. The move underpins the search giant’s ambitions to be a ‘mobile-first’ company. According to Gartner, Google’s Android operating system is already dominating the space. It was the leading smartphone supplier worldwid...

Retired Member

Retired Member 

Microsoft Excel - Why numbers make the world go round

A recent list of the World's Top Tools for Learning is a stark reminder of how rapidly the educational ecosystem has moved beyond the traditional classroom. Most young professionals seem to have readily embraced the ability to learn quickly and interactively, formally and informally, in a real-time environment that was utterly unimaginable only a ...

/regulation

Retired Member

Retired Member 

E-invoicing: from market force to enticed adoption of SMEs

There seems to be a general feeling of satisfaction in the market with the current levels of e-invoicing growth in Europe. Growth rates of 40% are often mentioned, and at first sight, that seems promising. However, the current market for e-invoicing has a key characteristic that inhibits sustainable growth: E-invoicing is a buyer driven market. Lar...

/payments /retail

Retired Member

Retired Member 

The Engima of Zero

Abdul runs a ‘kirana’ (a small grocery) store in Dharavi, the world’s largest slum in Mumbai. The area is also the hub of several financial inclusion, remittance and micro-lending initiatives. Abdul is now exposed to both mobile and card based banking and payment systems, as he sees new age ‘bank’ staff affiliated to Business Correspondents traver...

/payments /retail

Martin Bailey

Martin Bailey Technology Product Director at Temenos

Democracy in action

Just supposing your bank was perceived to have done something unpopular with the general public and a Twitter campaign began against your institution. When would you know? When an automatic system detects it and automatically escalates it to the right person for attention? When an employee sees the traffic and lets you know? Or when it appears on ...

/regulation

Brett King

Brett King CEO & Founder at Moven

The Total Disruption of Retail Banking - Part 1

There’s a philosophy I characterize as “Lucky to be a customer” within banking today. A customer comes to the bank, we make him jump through hoops we often call risk assessment, customer profiling or KYC, and then maybe, if they are not too risky a proposition, we might let them be our customer. This philosophy comes not from a monopoly play as a ...

/payments

Retired Member

Retired Member 

7 innovative concepts a bank should adopt

The internet and internet based technologies have revolutionized the way how people interact with their environment. E-commerce is growing, social networks are immensely popular, and 'cloud services' get mainstream consumer interest. New start-ups leveraging internet technologies are raising tremendous amounts of venture capital. How do banks adap...

/retail

Retired Member

Retired Member 

Financial App Resurgence

For years the quality of Facebook financial applications has left a lot to be desired. With a few notable exceptions - Fantasy Stock Exchange, for example, which went on to become KaChing and now Wealthfront - finance apps have been largely entertainment-oriented, unstable, and unsupported. The tide seems to be changing with the introduction of ...

Brett King

Brett King CEO & Founder at Moven

Visa gets its wallet sorted, or does it?

The announcement today of Visa’s acquisition of Fundamo signals the drawing of the battle lines in the face off between Mastercard and Visa in the mobile payments stakes. While I understand that a wallet is much more than just an NFC enabler, the announcement of Google’s NFC trial around their ‘wallet’ last month put some pressure on Visa to make...

/payments

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