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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
In the Times business section in the UK today, Andrew Haldane, the Financial Stability Director for the Bank of England was quoted as suggesting that we are entering a phase where the banking sector i...
After 5 weeks of extenuating negotiations, with dramatic scenes entries and bumpy price rides on the stock market, the negotiations between Temenos and Misys seem to have come to an end, as it was ann...
The new iPad just launched to the usual hype, anticipation and fanfare. Every time a new Apple product comes off the assembly line, it gets put under the biggest magnifying glass imaginable as crowds ...
It was interesting to see the figures from Financial Fraud Action UK yesterday, which showed a reduction in card fraud. As is often the case, however, what appear to be encouraging statistics disguise...
It is currently the rainy season here in Shanghai and as I left my hotel bound for the office this morning, it got me thinking of home. No, I was not thinking of the weather in the UK but the comparis...
Corporate banking is rife with manual invoicing and non-STP processes in the banking industry today. Legacy core processing systems were not built to handle the rule-based requirements that are needed...
In a press release on its website, Misys notes the announcement made by CVC and ValueAct Capital and confirms that it is currently in discussions with them regarding a possible offer for the Company's...
We might remember 2012 as the beginning of a golden decade – the era that small business value creation became easier and more abundant in driving Global GDP. There has been no better time to own, st...
It’s time to call time on the static PIN. We forget them too easily, they are too simple to guess, and – most importantly – they don’t really provide the security that both banks and customers need. F...
Everyone is searching for that elusive ROI – the mobile banking app which will bring money in and directly improve revenues. Some projects must be out there somewhere, but according to the people I ha...
I was recently asked about my thoughts on the relationship between CSR and reputation in banking. My initial reaction (true for other sectors too, I think) is that a CSR programme that exists simply...
There is an ongoing debate if bank branches will survive. Yes they will! Branches will survive in response to customers’ expectation and experience. The classic bank model will be more expensive for c...