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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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Alex Noble Account Director at McAfee
It’s been a fascinating contrast between the statements of Ana Botin and Francisco Gonzalez. In her first interview, Ana Botin (the new Global Chairwoman of Santander, formerly CEO of Santander UK) told the Financial Times that, “Bank branches will save banks from digital challengers”. Meanwhile, with uncanny timing, it was reported that Francis...
24 February 2015 /retail
Chris Principe CEO at APB, Inc.
Disruption, is a fascinating interest of mine, the magnitude occurring in energy, cars, Internet of Things and financial fronts is just amazing in its breadth and speed. On the energy front, U.S. growth has resumed due largely to the technical innovations of fracking and horizontal drilling. On the car front, Tesla, according to Forbes, has irreve...
23 February 2015
Abhishek Chatterjee Managing Partner at Gartner Inc.
FS industry is going through a big disruption cycle, where they are trying to redefine the business model, create and sell differentiated product and services, engage customer and community at large to provide value added services, innovate and optimize business to stay ahead of the competition. Biggest threats for FS Industry are coming from inno...
20 February 2015 /payments
Retired Member
It's been a while since I blogged here at Finextra. Several of my regular followers were curious as to why I am staying below the radar. Firstly, we are nearing the launch of MultiPass pilot with a major transport operator in London, and 24 hours in a day is simply not enough. (Cannot say more here due to Finextra rules.) We are also in the proce...
13 February 2015
Ramani Balakrishnan Transformation Solutions at TCS
With P2P lending hitting high in industry, banks should jump faster to tae advantage this- innovative ideas flexi loans and flexi deposits - letting lender-customers and borrower-customers decide the interest rates and terms - banks can make more money thorugh documents, fees, faciliating mobie and card payments and enable lending as an aggregator...
09 February 2015 /retail
Brett King CEO & Founder at Moven
I know there's been considerable debate about the Santander press coverage today where they 'intend to use old-school branches, plus a more aggressive IT budget to beat off competition' from tech start-ups, platforms and pure-plays. Here's the thing - the attackers are attacking the distribution model, so a plan that articulates doubling down on a...
04 February 2015
Bo Harald Chairman/Founding member, board member at Transmeri, Demos, Real Time Economy Program,MyData
Taking the previous blog forward - asking myself questions - and moving the horizontal slider to the right when considering an issue important (in this case for banks) - and the vertical slider up when being surer. 1. Is the stable and cheap funding created by transaction accounts (private & corporate) important (full score for most banks)? H...
04 February 2015 /payments
For the last few years see every stakeholder in every industry is pushing for digital, digitization with their own agenda citing various benefits such as productivity improvement, reduced cost of operations , increased customer experience and so on. Doing right things is one and doing things in rightway is another. By having mobile front end to te...
04 February 2015 /retail
From the land that brought some of the most remarkable inventions in the world between 2000 BC and 200 BC, such as cast iron and the suspension bridge, the new frontier for modern day innovation in 2015 is Digital Money. There is a drama unfolding in China with continued strategies and lobbying between the top players – Alibaba, Tencent, Baidu, Chi...
03 February 2015 /payments
Organizations are grappling with challenges to deal with explosion of digital content. Content management lifecycle is going through massive transformation. I see a shift towards automatic content recognition, content management of external and unstructured data like social media, centralization of content into CLOUD, hyper personalized and intell...
01 February 2015 /retail
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