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Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Retired Member

Retired Member 

Emerging Trend in Prepaid Instruments: Corporate Cash Management

Traditionally banks have run Cash Management as proprietary business with little or negligible participation from other market players. It is one the biggest contributor of Current Account float and helps in getting bank better spread on lending.The maximum portion of this transaction flow has originated from Top cities however in last few years t...

/payments

Retired Member

Retired Member 

DIGITAL BANKING Tips - Tip 30: ARTIFICIAL INTELLIGENCE

As of today banking industry has been experiencing most challenging times in its history because of Digital Disruption. Every banker agrees that there is a great risk of losing market share against new Fintech players, which means losing customers, profit and staff soon. Artıficial or not, we all need intelligence for sure – as soon as possible. A...

/retail

Alex Noble

Alex Noble Account Director at McAfee

New York vs London at the Barclays FinTech Accelerators - 5 things I’ve learnt

It’s been fascinating having the equivalent of a ringside seat for the London and New York rounds of the Barclays Techstars Accelerator. The two cities have some of the most innovative FinTech start-ups and some of the more supportive government and digitisation environments. [Disclosure: I’ve been one of the start-up mentors partnering with Ba...

/retail

Ward Hagenaar

Ward Hagenaar Head of Consulting - Co-Founder at PaymentGenes

Are logistics the logical value added services that Wallets need?

The expected takeoff of Wallets has been a hot topic for years in our industry. In the classical retail environment NFC enabled Mobile Wallets will finally deliver on its promise of speed and convenience. In remote commerce we have seen many attempts, high investments and some success stories related to marketplaces like PayPal and AliPay. The ...

Retired Member

Retired Member 

Prepaid Instruments : Catalyst to Cashless Journey

Recently published World Payments Report 2015 talked about the contribution of prepaid cards/wallets in Singapore’s journey towards Cashless economy. Over the period of time prepaid instruments have become a force to recon weather its in m-pesa in Kenya or in Singapore or Sweden or US wherein 23 million adults use them regularly. Author believes p...

/payments /retail

Brett King

Brett King CEO & Founder at Moven

Innotribe's blockchain keynote gets swamped

In Singapore this week, the incredible response to the discussion on the “blockchain” at SIBOS Innotribe is indicative of a massive shift taking place globally in banking today. FinTech, or Financial Technology, is taking over the world of banking and financial services as most of what we’ve thought of as banking is now simply become software. Sof...

Manish Kumar

Manish Kumar Director at PUMA Consulting Limited

Mobile and Wearable Payments: Buddies or Challengers

The tech flings with wearables or long term association with mobile? The ubiquity of mobile or novelty of wearables? Whatever the factors be it is clear that both these channels are on their way to become prominent form factors in the payments world. While wearable devices are evolving its perfect use cases, Mobile phones are almost omnipresent gl...

Retired Member

Retired Member 

System failures: addressing the elephant in the room

The banking industry has a history of suffering system failures, but little has been done to prevent this type of disruption happening again. Is better business continuity the way forward in an era of risk and uncertainty, and should banks do more to plan for this? A technical glitch that left 275,000 HSBC customers from receiving their monthly sa...

/payments /regulation

Vikash Kumar

Vikash Kumar Director at Acuity Knowledge Partners

Boost Relationship Managers’ performance through Digitization

Being a Relationship Manager Relationship Managers (RM) are always on the move and it is vital that they have access to all relevant information to excel in this fiercely competitive banking landscape. Over the years, the role of RMs is evolving along with banking technology. During my tenure with Banks as a RM, I seldom had answers to customer qu...

Alex Noble

Alex Noble Account Director at McAfee

How UK payments were changed by London Transport

Payments are evolving at a staggering rate. Yet despite the hype around the new payment methods, the way a 150 year old transport network has driven payments adoption is perhaps as significant. The adoption of contactless by London’s transport network has been one of the understated but major drivers of the adoption of contactless technology in th...

/payments /retail

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