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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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Mobile payments is the next “big thing” for consumers. But how can we keep it from becoming so for hackers as well? As our “always on” culture moves from good old plastic and chip cards to mobile phones, where data and software are more vulnerable to hackers, how do we maintain trust without eliminating utility? According to Verizon’s Data Breach ...
30 November 2015 /security /regulation
Tinder, 3nder, schminder. Welcome to the new world where non-committal promiscuity is the norm of the day (if not de rigueur), both in personal life and in business. Welcome to the "tinder" world with "tinder" business models. One could say it all started with the "liberation of women" - being less dependent on men (h...
21 November 2015 /startups
Alex Noble Account Director at McAfee
I'm finding that I'm having very productive discussions with lawyers as ideas mature on how blockchain could be used in financial services I should stress that I'm a technologist rather than a lawyer – a student job at a firm of Edinburgh solicitors rapidly demonstrated that Scots law was not for me. However, if you wish to build a blockchain archi...
20 November 2015
Have you ever heard the story of the six blind men who tried to find out what elephant is? Probably you did. In this story, these blind men have no idea what elephant is, decided to touch to understand what it is and depending on which part of animal they touched – they described the elephant. All thought and insisted that they are right in their ...
18 November 2015
Time to ruffle some feathers. Innovation, payments, fintech - there has been a lot of buzz and commotion there for the past few years. The end result - mostly fizzle. Why? There has been no real problem to solve. That conclusion surprised Rory Cellan-Jones when he interviewed me at the Payment Council's "Payments Innovation" conference l...
14 November 2015 /startups
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
The technology explosion is making so many new far reaching opportunities visible that new challenges have appeared or old ones have become even more challenging. The first that many of us meet in our innovation work is the difficulty to choose between exponentially growing alternatives. The second one is to get our audience to understand that de
12 November 2015 /payments
For those of you who remember Tom Selleck (of Magnum, P.I.) will remember the beautiful ads of the future that were done by AT&T in Tom Selleck’s voice. The ads essentially touched upon technologies of the future and how AT&T will bring such technological advances to you. They aired all over the United States in theaters during the early 1...
11 November 2015 /payments
"If there are innovators who lose, there must be followers / imitators who win" [David Teece] Imagine the situation, a brand new startup or well established firm brings an innovation to an ‘attractive market’ and has the first-mover advantage over many other competitors following closely behind. Despite this, it receives limited success w...
06 November 2015 /startups
Why there is a need to develop a new method of addressing the KYC problem. A Tangential Stroll Ask anyone who has ever owned a mobile phone (or two) and an email address (or two) and they will tell you, managing contacts can be a pain in the ass! Despite all the advances made in apps, OS, APIs, data sharing, etc. contact management remains to be a ...
01 November 2015
Sometimes you just can’t get enough of Donald Trump. No matter where you go, Trump it is! In your email, on your Facebook, on LinkedIn, especially by people who confuse LinkedIn with Facebook, on Twitter, on Instagram, on your daily news feeds, he’s everywhere! (Sorry Donald, I had to cite you as an example). In many instances, I feel the same way...
30 October 2015 /payments
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