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Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Deutsche Bank CEO promises 10 more years for cash

The Deutsche Bank CEO stated that cash will disappear during the next 10 years. Why does it have to have to take so long? Take the opportunity to repost this from 2008: "EU published some figures on cost of handling cash - 50bn per year - and the consumer pays every cent of it - without knowing how much we would all save by keeping money in d...

/payments

Vinod Sharma

Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe

FinTech a wave to pass on or an Opening to..

Abstract -: Compliments of the season. This post coming out of own my observations, experience and reading from Internet. Payments innovation is happening and it’s continued since end of 2014. Interestingly its driven by those outside of traditional payment industry. A innovative payments either in IoT or Fintech domain is when the surface or boun...

/payments

Vinod Sharma

Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe

Banking or Banks?

Abstract – This article is purely from my own assumptions and experience no where related to any conclusion. focused on the issues, developments and trends around banks, banking, fintech & financial services mediums. My understanding out of everything going on around the world on various options of payments front I must say we should avoid a c...

/payments

Charmaine Oak

Charmaine Oak Co-Founder/Director at Shift Thought Ltd

New Subscribe and Save Offer from Amazon could prove sticky

As I report that Amazon has been making further inroads into the UK online shopping market, I realise it is probably an under-statement. As it was our go-to provider long before the holiday season it is no wonder we availed of the great selection of offers during November/December. Free home delivery, the peace-of-mind from trouble-free returns an...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Why does it take so long?

E-id as a bank service has been in place for soon 20-years in Finland and it serves especially well the public sector where strong e-id is often needed - but with low usage intensity. This means that a separate tool is both expensive and difficult to remember for users. Several other countries have taken the same route. But most have not - yet. W...

/retail

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Experience from a small country

Small countries have many disadvantages - small home markets, small languages, smaller skill pools and smaller resources - to mention a few. But they also have advantages - better opportunities for networking, smaller vested interest groups, better public-private co-operation, better agility - that they can benefit from - subject of course to havi...

/payments /retail

Charmaine Oak

Charmaine Oak Co-Founder/Director at Shift Thought Ltd

Payments - Looking back, looking forwards

It is easy to find fault in company launches, but as a former product manager I fully understand the courage it takes to get there in the face of uncertainty, and the myriad factors that stand between you and success. So I invite you to take a few minutes to reflect with me on some of the things that went right last year. This is by no means a c

/payments

Abhishek Chatterjee

Abhishek Chatterjee Managing Partner at Gartner Inc.

Web Summit,2015 - why it’s a must attend for startups

Every business is getting disrupted by high speed Internet connectivity, smart mobile devices at low price points and availabilityof digital infrastructure & computing power on demand (CLOUD). This is amplified by the great demographic condition exist today (1st time in the world millennial are more than baby boomers). As we enter the age of c...

/startups

Brett King

Brett King CEO & Founder at Moven

Predicting the future is hard, but online surveys are useless trending indicators

A recent study by YouGov and ACI Worldwide seemed to suggest that the whole digital disruption of banking thing all adds up to a hill of beans. The study which says that mobile banking and payments are basically a bust, seems to indicate that consumers aren’t using the tech that banks and FinTech’s are rushing to implement. The data to support thi...

Neelesh Parekh

Neelesh Parekh Advisor in Financial Services at .

Hello, time to re-think omni-channel operations

Whilst we all implicitly understand the benefits of the omni-channel customer nirvana, more consideration needs to be given to the cost to serve, revenue uplift and operational impacts. Last week Adele made my case for robust quantitative reasoning (rather than vanity) even stronger. Being able to flit between Call Centers, Branches, Smart Phones,...

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