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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
Earlier this year, FStech magazine looked at technology predictions for the year ahead. I’ve picked out three areas I believe to be very relevant to the UK mortgage market, in this year of the Mortgag...
I attended Shared Services & Outsourcing Week in Dublin recently and sat in on a session called “Increasing Automation to Optimise Existing Technology”. Part of the session focused on improving th...
It’s always heart breaking to see how people keep falling to good old fraud techniques, and while the recent wave of Sweetheart Scams carries a clear romantic notion, it’s actually one of the nastiest...
TARGET2-Securities, or also known by its acronym as T2S, is one of the most ambitious projects of the European Central Bank (ECB) and 17 national central banks in the euro area (which are collectively...
No matter what part of the payment industry you’re in, earning and retaining your customer’s trust is paramount. In light of numerous data breaches and even government spying, companies the world over...
One of the most interesting, and potentially revolutionary, applications of big data technology in financial services has to be the schema-less trade repository. The best way to understand the solut
It was interesting to see many Finextra readers defending cash. Most arguments in favour of cash are based on sentiments, rather than hard facts. The best authority on that subject, IMHO, is Dave Bir...
In the ongoing game of one-upmanship between hackers and payment fraud prevention technology, new research presented at the 35th IEEE Symposium on Security and Privacy suggests that the fraudsters hav...
Summer is upon us, and it's time to do mid-year revision of my predictions for 2014 (last year I got 6 out 7 right). Wearables - tick Samsung's Gear 2, Moto 360 by Motorola, G watch by Google (develo...
Banks love to win. So do customers. Gamification truly takes off when customers see the real value gamification can give to them. To that end, I would like to examine how gamification drives custome...
Over 6 million e-banking contracts in a country with 5,5m people - and there is a monthly fee. And transactions just keep growing..
Spear phishing is a powerful fraud technique. The objective is to get sensitive/confidential data which can then be used to mount at attack. A combination, for example, of my home and mobile numbers, ...