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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
Time to ruffle some feathers. Innovation, payments, fintech - there has been a lot of buzz and commotion there for the past few years. The end result - mostly fizzle. Why? There has been no real probl...
The technology explosion is making so many new far reaching opportunities visible that new challenges have appeared or old ones have become even more challenging. The first that many of us meet in o
For those of you who remember Tom Selleck (of Magnum, P.I.) will remember the beautiful ads of the future that were done by AT&T in Tom Selleck’s voice. The ads essentially touched upon technolog...
"If there are innovators who lose, there must be followers / imitators who win" [David Teece] Imagine the situation, a brand new startup or well established firm brings an innovation to an ‘...
Why there is a need to develop a new method of addressing the KYC problem. A Tangential Stroll Ask anyone who has ever owned a mobile phone (or two) and an email address (or two) and they will tell yo...
Sometimes you just can’t get enough of Donald Trump. No matter where you go, Trump it is! In your email, on your Facebook, on LinkedIn, especially by people who confuse LinkedIn with Facebook, on Twit...
Traditionally banks have run Cash Management as proprietary business with little or negligible participation from other market players. It is one the biggest contributor of Current Account float and h...
As of today banking industry has been experiencing most challenging times in its history because of Digital Disruption. Every banker agrees that there is a great risk of losing market share against ne...
It’s been fascinating having the equivalent of a ringside seat for the London and New York rounds of the Barclays Techstars Accelerator. The two cities have some of the most innovative FinTech start...
The expected takeoff of Wallets has been a hot topic for years in our industry. In the classical retail environment NFC enabled Mobile Wallets will finally deliver on its promise of speed and conveni...
Recently published World Payments Report 2015 talked about the contribution of prepaid cards/wallets in Singapore’s journey towards Cashless economy. Over the period of time prepaid instruments have b...
In Singapore this week, the incredible response to the discussion on the “blockchain” at SIBOS Innotribe is indicative of a massive shift taking place globally in banking today. FinTech, or Financial ...