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Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Anthony Walton

Anthony Walton CEO at Iliad Solutions

When technology fails - a two minute guide

When you live in the North of England as I do, Hawaii seems like the perfect place to be at this time of the year. The idea of waking to warm sunlight and long days, and surrounded by tropical flowers and trees is a cut above the driving rain and sub-zero temperatures we’ve had recently. However, for 38 minutes earlier in the month Hawaii must hav...

/security

Priya Lakshmi

Priya Lakshmi Digital Leader at Own

Un-’block’ your business 1.0: The New A 'AI' B 'Blockchain' and C 'Connected Devices' of Insurance

Another new year begins and many of us are probably shopping for insurance again because our provider just put up the premium on our renewals. We think they do this because they want to make more money (which could be the case as well) but equally the amount of fraud (accounts for 5-10% of insurance costs) that happens puts pressure on the insuran...

/ai

Shailendra Malik

Shailendra Malik SVP - Tech Delivery (Enterprise Search) at DBS Bank

Startups face Integration challenges with Banks

Of past year a lot of noise have been created by the Fintech sector and loads of start-ups have mushroomed. With many innovative ideas the primary assumption is that, when we have the empirical data then the trends, modelling, any exploratory or discovery driven models will get the best solutions for the end users. To realize this vision, one prim...

/startups

John Findlay

John Findlay Co-Founder at Launchfire

Fintech Adoption is About People, Not Tech

EY released their 2017 Digital Adoption Index a few months ago, and since then I’ve seen a lot of posts going around LinkedIN about how Canada is lagging behind the global digital adoption rate. The big stat is that digital adoption in Canada is sitting at about 18 percent, which is a full 15 percent behind the global average of 33 percent. But wh...

/retail

Freddie McMahon

Freddie McMahon Director Strategy and Innovation at DF2020 Ltd

CHATBOTS UNDER-HYPE: THE NEW FRONTIER TO SIMPLIFY COMPLEX KNOWLEDGE PART 4

Just as a reminder, Complex Knowledge is any combination of regulatory, statutory, legal, tax, tariff, policy and procedure matter, which is primarily found within documents. USE CASE: HOUSEHOLDER PLANNING PERMISSION (CONTINUED) Creating the Knowledge Map and Chatbot The Knowledge Map is a symbolic algorithm based upon Choices, Pathways and O...

/ai /regulation

Vinod Sharma

Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe

2018 Year of Intelligence - Artificial and Augmentation

This year my first post of the year is written from New Delhi India. Wishing you all a very happy new year. Year 1956 when ‘Artificial Intelligence’ was coined got its place in history and now Year 2018 will make people forget everything of past and will attain much more higher level respect for AI. As soon as it works, no one will call it AI anym...

/ai

Henry Hilska

Henry Hilska Managing Principal at Convexity Solutions

Blockchain 2018 Overcoming Challenges and Misconceptions

Over the past several years blockchain has been expected to greatly impact the way assets are exchanged and to reduce the operational costs to banks and other entities in various industries. As is often the case, the hype surrounding a potentially transformative technology has out-paced the ability to quickly deliver on these expectations. This i...

Jeremy Light

Jeremy Light Co-founder at Fourdotzero

Valuing Bitcoin and Cryptocurrencies

A key measure of the size of the Bitcoin network is the hash rate*, the combined computing power of the miners operating the network. If the value of a network is dependent on its size, we should expect a correlation between Bitcoin's market capitalisation (the total number of bitcoins in existence x the price) and its hash rate, and for this to h...

/payments

Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

Blockchain in Italy: Corporate Use Cases

While the blockchain theme in Italy is spreading across a growing number of events and publications, there are vast pockets of business entities- from small to large- that still totally ignore it. For these companies a continuous activity of information and diffusion remains necessary. There are- on the other side- fewer companies that have unders...

Charmaine Oak

Charmaine Oak Co-Founder/Director at Shift Thought Ltd

Apple Pay Cash and the matter of trust

Over more than a decade now we have seen the launch of mobile wallets and prepaid cards, the high hopes for them and an often lukewarm response from the customer, followed by a phased withdrawal. I have myself been involved in a number of launches, in roles at many different parts of the payments, banking and money transfer ecosystem. There have b...

/payments

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