Join the Community

22,606
Expert opinions
44,407
Total members
503
New members (last 30 days)
204
New opinions (last 30 days)
28,885
Total comments

Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Arita Krastina

Arita Krastina Lead UX Architect at UXDA

5 Effective Research Methods To Create User-Centered Banking in FinTech

A lot of changes have been happening thanks to a continuously evolving FinTech industry, but many changes are yet to come. Understanding what customers want and need is very crucial for every business, and finance is no exception. There has to be a clear understanding of the things that either cause customers headaches or deliver pleasure when cre...

Alex Kreger

Alex Kreger Founder & CEO at UXDA

UX Design Guide: 7 Steps to Make Digital Banking Service or Fintech Product Simple

Each year technology makes the world more complex for people to understand. So, easy-to-use services for consumers are in particularly great demand. Due to the nature of the human mind: it is vital to perceive the world in a simple way. Any financial service can get an advantage by delivering a perfect user experience based on a simple interface. ...

/retail /devops

Willem Lambrechts

Willem Lambrechts Managing Director at Drebbel

IT failure damages reputation of Argenta bank

Financial news in Flanders : clients of Argenta bank are unable to use their banking app or the online banking portal after a software upgrade. The problem did not last for a couple of minutes (which would have been quite bad) , no it has been going on for days. Can you imagine? The explications given by their CEO in today's Flemish financial news...

/retail

Retired Member

Retired Member 

Ethical innovation in AI: Why is it so elusive?

Do you remember the sensation around the launch of Microsoft’s chatbot, Tay? It was an exciting breakthrough in AI and people across the globe were logging on to chat with Tay and test her knowledge. However, in a matter of hours, Tay took on racist overtones, fed by inputs from her very users. The incident of Tay demonstrates the inherent fears p...

/ai

Jeremy Light

Jeremy Light Co-founder at Fourdotzero

Bitcoin at 50,000 USD?

Bitcoin’s price averaged $272 in 2015, $567 in 2016 and $4,001 in 2017. It peaked at just below $20,0000 in mid-December 2017. So far in 2018, as of mid-March, the average is just over $11,000. Bitcoin’s price has risen exponentially, as has interest in it from regulators, speculators, developers, innovators, economists, journalists, bloggers and ...

/payments

Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

What’s Blocking Supply Chain Blockchains?

Supply chain blockchain Proof of Concept (PoC) initiatives are showing that further progress is needed on the DLT technology before it will be ready to support production-grade applications in large-scale and mission-critical global supply chain infrastructures. While my research continues, I want to share my initial findings on what holds back PoC...

Jeremy Light

Jeremy Light Co-founder at Fourdotzero

Powering Up a Crypto-Cash Society with Central Bank Money

Money without Innovation Fiat money takes three forms - electronic deposits at commercial banks, banknotes (and coins) and central bank (CB) reserves. None of these are great starting points for innovation. Electronic payments (cards, direct debits, credit transfers etc), exchanges of deposits between and within commercial banks, are increasingly d...

/payments

Lee Campbell

Lee Campbell CEO & Founder at Cube Logic

Trader: Alexa, do you want to come to work with me?

Conversation-as-a-Service meets the trading floor The way we interact with computers has continually evolved from punch cards, command line interfaces and keyboards, the introduction of the mouse and more recently touchscreen devices and Alexa. The common driver for change is always to make things easier, faster and more intuitive to input and acc...

/regulation

Retired Member

Retired Member 

Why Get-Fit-For-Summer Approach is Extremely Dangerous in Banking UX Design

We have all experienced the moment when we understand that the time for change has come. Often these changes are associated with personal challenges. Most of the time we want to implement them as soon as possible and in the easiest way. This also exists in the world of business. The business world mirrors our personal world and follows the same ru...

/retail

Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

Blockchain in The Supply Chain Use Cases: Certify the Existence of Goods in Inventory

The analysis of use cases proposed by Community NdT participants continues. Certify the Existence of Goods in Inventory (proposed by Omlog- logistics services and Guerra- SME food processor). This solution is useful for companies that keep their goods in temporary stores (e.g., cross-docking). From the point of view of the logistics service provide...

Now Hiring