Join the Community

24,143
Expert opinions
40,678
Total members
313
New members (last 30 days)
191
New opinions (last 30 days)
29,294
Total comments

Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Open letter to the EU Commission

In these dark days of brutal military aggression, it is important to find time to also look forward and discover new ways to make Europe more competitive and secure. The next phase of digitalization – the trusted data infrastructure based on Self-Sovereign Identity and MyData principles - is now an opportunity on an unprecedented scale. The impa...

/retail /identity

Steven Rackham

Steven Rackham CTO for Financial Services at NetApp

From open banking to open finance: what’s next for innovation in financial services?

Open banking has been a game-changer for financial services. It has enabled financial institutions and third-party providers (TPPs) to exchange data and services – not only enhancing existing capabilities but delivering improved experiences to market with access to transaction data. Take a mortgage application, for example. With open banking, cu...

/inclusion /predictions

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

This picture should wake up everyone

eIDAS2 is a fundamental step forward. It is building on MyData principles and the legal right for EUcitizens to get their data into practical use. One of the key elements is the no-need-for-technical-integration depicted below. Still there may be some countries that see the wallets only an identification tools - instead of builders of identity for ...

/payments /identity

Retired Member

Retired Member 

The Big Ideas 2022 in Financial Services

The Financial Services Industry has gone through a rapid and significant digital transformation journey in the financial year 2020-21 viz. Digital Adoption, Cognitive Automation, Conversational Servicing, Video KYC, and open banking etc. The need for digital technologies is gaining momentum in the financial services industry and innovation is goin...

/retail /predictions

Dmitry Dolgorukov

Dmitry Dolgorukov CEO at GiniMachine

Future Of Finance: What FinTech Evolvers Can Teach Us

What do Blockbuster, Vine, and Compaq have in common? The answer lies at the heart of every business decision ever made—the need to evolve and stay relevant or cease to exist. Some years ago, one savvy business person said it best, “What’s most dangerous in business is to not evolve.” Today, that same person has a net worth of over $200 billion US...

/predictions

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

You need ladders to get to next level

First about the ladders & platform metafora. Ladders have steps - new services that make it possible and interesting to take the next step. The rails can be made strong by using materials like trust, habit, generic tools, convenience for builders and users, productivity improvements, security, legislation, economy of scale, economy of scope et...

/retail /identity

Tatsiana Kuchminskaya

Tatsiana Kuchminskaya Chief Financial Officer (CFO) at Andersen

RPA in Insurance: Why Automation Is Inevitable and How to Introduce It

Robotic process automation - or RPA - reduces time spent on routine tasks, helping employees be more productive. Why insurance needs automation Automation of business processes means the use of software robots to automate routine tasks. Any repetitive processes are prime candidates for automation. Insurance companies regularly do a huge amount of...

/wealth /markets

Volodymyr Kuiantsev

Volodymyr Kuiantsev Co-founder at AKURATECO

MVP of the white label payment gateway: nice to have and must have features

So, you’ve decided to build your own payment platform. It doesn’t seem too difficult. After all, the market is packed with payment service providers who once tried building it and are now boasting of their top-of-the-industry payment systems. However, even though you might think that the process isn’t that difficult, as you step on this path and ge...

/payments /startups

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

Payments in a Metaverse

Much has been written of late about how the metaverse will be the evolution of the internet as we know it. With the rebranding of Facebook (now Meta) the metaverse has been pushed into the limelight with organisations considering how they should tackle this global phenomenon. Part of this consideration for many is commerce, how will digital goods ...

/payments /people

Diederick Van Thiel

Diederick Van Thiel Visionary Board Member | CEO | NED at AdviceRobo | IKANO Bank | Ikano Insight

Sustainable Game Changers with balls

Turning the tide Between 1995 and 2010 I climbed the corporate ladder into the multi-national board room. I was a trained Dutch economist and former navy seal that rigorously drove growth for the brands that employed me, with creativity, innovation power and can-do mentality as my strong weapons. I was a product of the post war profitable growth l...

/sustainable

Now Hiring