Join the Community

24,359
Expert opinions
40,833
Total members
328
New members (last 30 days)
234
New opinions (last 30 days)
29,359
Total comments

Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Retired Member

Retired Member 

Mobile - First you'll get one - then...

By 2014, mobile and Internet technology will help over 3 billion of the world's adults to electronically transact. Emerging economies will see increase in mobile and Internet adoption through 2014. Worldwide mobile penetration rate will get to 90%. - "Gartner's Top Predictions for IT Organizations and Users, 2010 and Beyond: A New Balance&quo...

/payments

Retired Member

Retired Member 

Can Bold Innovation Save Banking?

Banking has a long history of producing innovative technology; from the Big Bang of the 1980s, through ATMs and debit cards, to this century’s online banking. Technology has repeatedly changed the way banking happens. Today, this combination of a strategic and innovative approach is vital if banks are going to transform themselves. As Gartner sugge...

Paul Love

Paul Love VP Business Development at Konsentus

Where next for contactless?

In the last week or so we have seen announcements from PKO Bank Polski and Intesa Sanpaolo about their plans to roll out contactless to their customers, with PKO Polski reporting that 6 million cards will be replaced in the project. However, there do seem to be mixed views in the market about the short to medium term growth of contactless. While so...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

e-banking high up

What are Internet users doing on the net? A new study (Redera) produced the following for Finland: - looking for information 97% - e-banking 95% - customer feedback 76% - public sector services 71% - shopping 70% - inquiries (about merchandi...

/payments

Retired Member

Retired Member 

Mobile payments - a tale of princes, laws and treasures

In the previous post we've looked at mobile payments in a glance, why there's a huge chance today and what are the biggest challenges. In this post I will start diving deeper into them, and suggest a few ideas. There's a group of very talented guys I know, who used to work at this IT Company in Israel that was a part of the mobile industry. They ...

/payments /regulation

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Innovations do not come from outer space

Innovations do not come from outer space - technology often comes - at least from space. There is a long way for new technology to become an invention, then give birth to a business idea which has the potential of becoming an innovation - a new practise which eventually is adopted by a critical mass of potential users - and then becomes the much s...

/payments

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Legacy Thinking

I have just been running a series of training courses in Johannesburg on various banking subjects and something that one of the course participants said really struck a chord in me and in the group that she was a participant in. What happened was this; we had been discussing the various barriers to progress in the realm of electronic banking and th...

Uri Rivner

Uri Rivner CEO and Co-Founder at Refine Intelligence

First Bullet Fired in a Virtual War

I’m interrupting my series of 2009 mega-trends and 2010 projections to discuss the current situation in cybercrime. What a crazy week. First Google says it is prepared to pull its business out of China after cybercriminals used Trojans to hack into Gmail accounts of anti-Chinese government human rights activists. Then it becomes clear over 30 corp...

/security

Retired Member

Retired Member 

No more secrets: managing risk when access control breaks

This post is a first in a series I will be exchanging with Allison Miller, one of my esteemed colleagues in Paypal's Risk organization, in her reinstated blog. “Man may be defined as the animal that can say "I," that can be aware of himself as a separate entity”. (Erich Fromm) “Identity” is a widely debated term, in various areas; Phil...

/payments /regulation

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Pyramid upside down - finally

When we started e-banking back in -82 we saw it as a pyramid. A very broad base where customers do their everyday banking on PCs - checking balances, paying bills, getting notifications on direct debit etc. On this "habit" base and frequent traffic it was then possible to add tens of additional services - more seldom needed - all the way...

/payments

Now Hiring