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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
From Bruno Koch’s newsletter: “3. EU Council agrees on draft Directive regarding E-Invoicing requirements It is the objective of the European Ministers of Finance (ECOFIN) to harmonize and simplify the European VAT invoicing rules. On March 16, 2010 they agreed on draft Directive amendments. If the European Parliament approves the proposed change (...
16 April 2010 /payments
Rik Coeckelbergs Independent Advisor, Opinion Maker and Consultant at The Banking Scene
A couple of weeks ago I started to think of biometric payments, how well developped they are so far and maybe how long it will take to have it mainstream. In Belgium there are no signs of biometric payments, at least I have not seen any. So I decided to start some discussions on LinkedIn on this subject, to see if there were any biometric payment...
14 April 2010 /payments
Elton Cane Digital product delivery at News Corp Australia
Is it just me, or does mobile banking seem to perpetually be the next big thing? Maybe it's because I remember how underwhelmed I was by the first generation of WAP browsers on mobile phones when trying to access my bank account in 2000, but over the past decade I can count on one hand the number of times I've done "mobile banking" on my...
12 April 2010 /retail
Retired Member
Is betting on the Hollywood really any riskier than betting on credit default swaps? Think about it. Imagine you are traveling back in time and the director of Braindead and The Frighteners came to you with an idea to direct a trilogy of three hour length films (yes, 3 hours for each) based on a novel written more than 50 years ago. To make su...
08 April 2010 /regulation
Interesting event occurred last week that highlighted a flaw in the drive towards paperless statements and invoices. So many organisations are now trying to encourage people to stop receiving paper and instead view a statement, or bill, online - even allowing downloading locally. All very laudable, but I discovered a flaw this weekend. We're in the...
06 April 2010 /payments
Where do digital innovations come from? From investing in research? From investing in infrastructure? From investing in education? From investing in enterprises? Or from investing in speeding up adoption of existing digital services? I believe that all are important - but the most important is the adoption of the existing - because a fast adoption ...
01 April 2010 /payments
The EU-commission proposal to simplify and unify - and thus speed up -migration to electronic invoicing – especially for SMEs – has now gained EU-wide support. A key element in the new VAT directive is equal treatment of paper and e-invoices. This developement has been in high demand from enterprises and is naturally especially gratifying for the 3...
If you are a user of a mobile banking service, you can experience the ease of accessing your account balance, last statement, but when it comes to transactions, bill payments, it gets challenging. On the market there are different solutions of the transaction authorisation especially in browser based mobile bankings; - simple PIN (unsecure) - one-...
01 April 2010 /security
Fluid Dynamics has a lesson for Payments Industry. When fluid velocity increases, fluid pressure decreases. This scientific principle - Bernoulli Prinicple - is foundational in Fluid Dynamics which lead to inventions and applications in later phases. Since funds can flow, it is fluid. So Fluid Dynamics principles are equally applicable for Paymen
29 March 2010 /payments /regulation
Listening to people from different parts of Europe, everybody claims that banking went online, and the role of branches significantly decreased. In my example, the last times i visited a branch of my bank was when i opened my account and when i applied for a mortgage loan. For every other reason i use online and mobile banking, and of course ATMs ...
24 March 2010 /retail
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