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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
First of all I expect the bank to be a Trust Infrastructure leader and realise its responsibility for Society at Large. To take the practical steps needed so that the immense improvements in productivity, service levels, security, risk management, privacy and for EUs part the Single markets are delivered without hesitation and delays. The EU legis...
30 November 2024 /retail /identity
Retired Member
The Gloomy Outlook for the European Economy The EU economy is facing long-term troubles, a consensus recently echoed by the media and European politicians. Following GDP growth of just 0.3% in 2023, the EU’s annual GDP growth for 2024 continues to struggle between 0.2% and 0.4%, on the edge of a recession. Compared to the 2.5% GDP growth in the
27 November 2024 /ai /startups
Alex Kreger Founder and CEO at UXDA Financial UX Design
The financial industry is witnessing a seismic shift. Fintech companies, once considered fringe players, are now storming the gates of traditional banking institutions. They are not just nibbling at the edges but are capturing millions of customers in a matter of years—a feat that took incumbent banks decades to achieve. The secret weapon? A holis...
27 November 2024 /retail /identity
Amr Adawi Co-Founder and CEO at MetaWealth
Traditionally, real estate has been primarily accessible to wealthy investors. Investing in properties requires substantial expertise, and significant upfront capital - placing it out of reach for many. Fortunately, new investment models powered by tokenisation are reshaping this landscape and lowering barriers to entry. Tokenisation is the proces...
25 November 2024 /inclusion /crypto
There should be no doubt that AI will be central for improving also EU competitiveness. But there are many horror stories around that may hinder uptake. Like AI knowing more about your inner self than you ever can - and will use this for commercial reasons and even against your interest (no use to try to pretend anything - or maybe you should ask...
22 November 2024 /retail /identity
EWC is in my book the most important of the EU Trust Infastructure large scale implementation pilots. It (i) demonstrates how useful the infra will be for enterprises, their staff and the public sector, (ii) speeds up adoption of organisation wallets. 25 (incl Microsoft's) already available according to FIDES: https://www.linkedin.com/posts/bo-ha...
17 November 2024 /retail /identity
The work on implementing the Trust Infrastructure in Europe is now going into high gear. Today’s Open Wallet Foundation and Findynet meetings and last weeks FIDES Plugfest - just to mention a few - show that the progress is real. The benefits for Society at large, every citizen and organisation have from the outset made it clear that remaining issu...
13 November 2024 /retail /identity
Banks have always been at the forefront of data collection. With advancements in artificial intelligence (AI) and emotional analytics, banks are poised to leverage this wealth of data to detect and respond to customers' emotional states, ushering in a new era of personalized banking experiences. This development has the potential to revolutionize ...
13 November 2024 /ai /retail
Teo Blidarus CEO and Co-Founder at FintechOS
Agentic AI - technology that autonomously achieves user-set goals - isn't just an advancement; it's a necessary evolution for firms looking to stay competitive amidst constantly shifting industry standards. Unlike traditional AI, which requires human intervention, agentic AI adapts independently, processing real-time data to drive optimal outcomes...
Mouloukou Sanoh CEO and Co-Founder at MANSA
The cross-border payments business continues to boom - and there’s no sign of a slowdown. The industry had a total market size of $190.1 trillion in 2023 and is expected to grow by 8.81% annually, reaching $290 trillion by 2030. Yet despite these impressive figures, fundamental challenges remain that need to be addressed to help those who rely...
11 November 2024 /payments /crypto
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