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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
http://youtu.be/Kb3q2viAbbk Great vision. Decent preacher. If you do not know where you are going, any road will do. Or even worse - nobody is going anywhere.
13 March 2013 /payments
Retired Member
This article originally appeared on the ModPay blog on 14 December 2012. --- You may have read week commencing 8 December 2012 about the announcement by Bitcoin Central, or rather the company behind the Bitcoin exchange, Paymium. Their partnership with Aqoba, a French PSP, was reported to give them the ability to hold full bank accounts. This is ...
07 March 2013
How to commit a credit card fraud? "Simples!" - emboss card number on the card itself. The credit card predecessor (called "Certificate of Credit") didn't have a card number at all, just the bearer's name - there were not that many people who were wealthy enough to have such a certificate back in the 20s in a given area, I gues...
06 March 2013 /payments
McCormack told a good story about the chairman of Rolex not knowing much about the watch business as he said his company was in luxury business. What many people missed or simply didn't pay much attention to at MWC in Barcelona was Apple's absence. What business is Apple in? IMO, UX. Someone said Apple is about quantum leaps, not incremental steps...
02 March 2013 /payments
Mukesh Gupta Director at SAP India Pvt ltd
There is a lot of discussions and activities around the revival of the good old ATM. Some are trying to make these machines more user centric like Wells Fargo. Some are trying to improve the overall user experience of the ATM like Diebold. However, the true question should be the following: "Do we even need an ATM? Is there a better, eas...
26 February 2013
Pat Carroll Founder/Executive Chairman at ValidSoft
Is the Micro-merchant a new Threat? Safeguarding from micro-merchants’ fraud Making a payment to a plumber, window-cleaner or nanny – otherwise known as “micro-merchants” – couldn’t be easier or more convenient, thanks to innovative companies such as Square, Spindle and iZettle which have pioneered the dongle-based payment for mobile Retail Paymen...
25 February 2013 /security
A lot of time and effort has been spent on automating manufacturing and logistics in large companies. Less has been spent on their administrative processes. Automation of SME administration and government reporting still appears as virgin territory. More https://www.finextra.com/blogs/fullblog.aspx?blogid=7407 As the SME sector stand for some 65% ...
23 February 2013 /payments
Is SME-sector competitiveness important? If governments consider SME-sector competitiveness important (65% of corporate turnover and all growth in employment come from them) they should do something about red tape and automation of administrative processes. The key to the latter is fast migration to structured e-invoicing - paving the way to autom...
22 February 2013 /payments
"EMV in the US" still seems to be a debate point. However, the potential far-reaching problem with EMV ("chip" cards) is deeper than its US roadmap. Big Fish, no chips Few people noticed that Barclays quietly dispensed with the use of "chip" for mobile banking: instead of a PINsentry dongle that worked in conjunction...
18 February 2013 /payments
As I am now checking out from full time employment I take this opportunity to sum up what we (not I..) at Nordea, Tieto, the EC Expert Group on e-Invoicing, the Real Time Economy program, the Mobey Forum etc achieved in the some 40 years of bringing more technology into banking and beyond in the new connecting-customers dimension. The world is by ...
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