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Banking and Lending Solutions

Technology Innovations for Banks and NBFC's in Lending Operations

Priyanka Rao

Priyanka Rao Content Strategist at Jupiter Money

Key Factors to Consider for Money Transfer from India

Cross-border money transfers are more necessary than ever in today's globalised society, and Indian citizens are no exception. Sending money from India abroad, whether for personal reasons like assisting family members or for business-related operations, necessitates careful consideration of several important criteria. Understanding these factors ...

/payments

Nick Green

Nick Green Director at Purple Patch Broking Ltd

Ready to renegotiate your credit bureau contract ? Read this first

As lenders continue to evolve their credit risk strategies, perfecting how you buy credit bureau data is an important part of that process. But if your process for buying data has weak spots you could end up paying more than your peers and have poor quality data. In short, having a sound data buying process is critical. Gone are the days when extr...

/regulation /retail

Steve Sabin

Steve Sabin SVP, Division Executive, Lending at FIS

Rain or shine, expect the unexpected in commercial lending

"The time to repair the roof is when the sun is shining,” said John F. Kennedy in his State of the Union address in 1962. More than 60 years later, this reminder to prepare for any eventuality rings truer than ever for banks and other commercial lenders. As clouds gather over the global economy, it’s hard to know what to expect from the next 1...

/wholesale /markets

Retired Member

Retired Member 

Make EV adoption easier by offering auto finance first

Auto finance is doing bigger business than ever. But in the drive to convert the world to electric vehicles (EVs), there’s huge potential to go further – by embedding finance as the first stop on the car-buying journey. In the U.K. almost all new cars – around 92% – are bought on finance, with auto finance debt increasing by £29 billion since 2009....

/markets /predictions

Steve Sabin

Steve Sabin SVP, Division Executive, Lending at FIS

Beyond compliance: the long-term meaning of ESG for lenders

As regulatory requirements for corporate responsibility, environmental, social and governance (ESG) continue to take shape around the world, commercial lenders are now turning their attention to the most immediate challenge – compliance. But ESG principles deserve more than a short-term, tactical solution. The priority for lenders should be to driv...

/sustainable /predictions

Mahesh Pawal

Mahesh Pawal Portfolio Product Manager, Digital Transformation at Fiserv

Talk to Your Bank: The Power of AI, ChatGPT and Conversational Banking

Picture waking up to your virtual assistant banker delivering a message that sends a chill down your spine: "Today, there is a significant risk to your investment portfolio, with the potential for a sharp 5.58% downside. This is due to the recent crash in global markets, which has been attributed to the effects of Silicon Valley Bank."

/payments /predictions

Retired Member

Retired Member 

Preparing asset finance firms for greener growth

Despite a tough economic environment, many of the asset finance providers I talk to are confident about their growth prospects in 2023. And one of the biggest opportunities at the moment lies in green finance. Whether they are leasing more electric vehicles, financing the charging infrastructure that supports them or providing assets on a pay-as-yo...

/markets /predictions

Steve Sabin

Steve Sabin SVP, Division Executive, Lending at FIS

Why Commercial Lending Must Go Beyond Speed

Digital technology has turbocharged the commercial lending process, with fast, highly automated decisions seriously slashing the time to “yes.” But to navigate the uncertain times ahead, lenders will need more than speed from their fintech. While traditional banks can now make simple credit decisions as quickly and efficiently as technology-driven ...

/wholesale /predictions

Retired Member

Retired Member 

3 trends changing the credit card customer experience forever

A new school of challenger brands is beginning to reshape the face of short-term lending. From Buy Now Pay Later (BNPL) to in-the-moment offers and instant credit activation through virtual cards, credit is getting more flexible and fast-paced. Not only does this put the power in customers' hands, but it also reshapes how they interact with credit ...

/retail /predictions

Philip Chethalan

Philip Chethalan Marketing Manager at Subex

Why Aadhaar eKYC transactions are prospering

Aadhaar OKYC transactions jumped 22% in Nov; Aadhaar Verification transactions grew 11% 28.75 Cr eKYC transactions conducted using Aadhaar in Nov Indian Residents’ use of Aadhaar is continuing to advance across the nation. Aadhaar was used to complete 28.75 crore eKYC transactions in November alone, a 22% increase from the prior month. By the end o...

/security /identity

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